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1037 Caravan Loop, Polk City, FL 33868 Property Records

Polk County property record for 1037 Caravan Loop, Polk City, FL 33868

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,100 sqft · built 1999
Lot Size0.179 acres (7,789 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Mar 2019)
Tax Bill$3,038 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-26-31-295433-001020

Property Details

APN / Parcel Number

Primary APN25-26-31-295433-001020
Alternative APNs
  • 312625295433001020
  • 12625000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,789 sqft (0.179 acres)
View / LotCommercial/Industrial
Garage Area682 sqft
PorchScreened/Unfinished Porch
Porch Area309 sqft
Utility Building88 sqft

Location & Zoning

Street Address1037 CARAVAN LOOP
CityPOLK CITY
StateFL
Zip33868-5123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 102
Legal Range25E
Legal Township26S
Legal Section31
Legal SubdivisionMOUNT OLIVE SHORES NORTH
Legal Tract295433
Legal Block1
Legal Lot Number102
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1066
Census Tract11605

Owner

1037 Caravan Loop is owned by two individuals who acquired it in November 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address120 S MEADOW DR, GLEN BURNIE, MD 21060-7227
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Quit Claim Deed, Transfer
WATERMARK CAP
Mar 22, 2019Warranty Deed, Transfer · Conventional Mortgage
WATERMARK CAP
Apr 19, 2017Grant Deed, Transfer
FLORIDA FAM TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2019 · Amount on File
Deed SaleMar 22, 2019 · Amount on File
Prior SaleApr 1, 2017 · Amount on File
Deed Document Number201958348
Deed Book / Page10786 / 1829
Last Transfer DateNov 13, 2020
Transfer Doc0000254472
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 30, 2020
Property Address1037 CARAVAN LOOP, POLK CITY, FL 33868-5123
Document Number0114700734
Book / Page011470 / 000734
Instrument DateNov 13, 2020
Instrument254472
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1037 CARAVAN LOOP POLK CITY FL 338685123, POLK CITY, FL 33868-5123

Mortgage

Document Number114700736
DateNov 30, 2020
Book Page011470/000736
Instrument254473
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
AmountAmount on Record
Term360 Months
DueNov 29, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 22, 2019
Property Address1037 CARAVAN LOOP, POLK CITY, FL 33868-5123
Document Number0107861829
Book / Page010786 / 001829
Instrument DateMar 20, 2019
Instrument58348
Transaction TypeTransfer
Record UpdatedApr 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MEADOW DR GLEN BURNIE MD 210607227, GLEN BURNIE, MD 21060-7227

Mortgage

Document Number107861831
DateMar 22, 2019
Book Page010786/001831
Instrument58349
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 21, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateApr 19, 2017
Property Address1037 CARAVAN LOOP, POLK CITY, FL 33868-5123
Document Number0101212168
Book / Page010121 / 002168
Instrument DateApr 11, 2017
Instrument73553
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyFLORIDA FAM TITLE LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2850 MYEERAH TRL WEST LIBERTY OH 433579737, WEST LIBERTY, OH 43357-9737

Tax Assessment & Valuation

The 2025 property tax bill for 1037 Caravan Loop was $3,038.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,015 (-0.84%) Land $87,000 Building $146,015$233,015 (-0.84%) Land $87,000 Building $146,015
2025$3,038.00$234,997 Land $87,000 Building $147,997$234,997 Land $87,000 Building $147,997
2023$3,478.00 (+7.91%)$232,563 (+7.79%) Land $85,000 Building $147,563$232,563 (+7.79%) Land $85,000 Building $147,563
2022$3,223.00$215,761 Land $55,000 Building $160,761$215,761 Land $55,000 Building $160,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1037 Caravan Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 Caravan Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLK CITY SYSTEM
serves 2,568 people · EPA ID FL6531424
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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