10219 Payne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 10219 Payne Rd, Sebring, FL 33875

Property Summary

Property Type	Other
Details	2,400 sqft · built 2007
Lot Size	5 acres (217,834 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2005)
Tax Bill	$1,666 (2024)
Deeds & Mortgages	Oct 2025 Mortgage May 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C-35-35-28-010-0010-0220`

Property Details

APN / Parcel Number

Primary APN	`C-35-35-28-010-0010-0220`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Metal
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Slate
Lot Area	217,834 sqft (5 acres)

Location & Zoning

Street Address	10219 PAYNE RD
City	SEBRING
State	FL
Zip	33875-9464
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	AU
Legal Description	SOMERVALE DOWNS PB 12-PG 35 LOT 22 BLK 1
Legal Range	28E
Legal Township	35S
Legal Section	35
Legal Subdivision	SOMERVALE DOWNS
Legal Block	1
Legal Lot Number	22
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1022
Census Tract	961401

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 MAC LN, SEBRING, FL 33875-5668
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
May 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Sep 12, 2024	Correction Deed ATTORNEY ONLY, ATTORNEY
Aug 9, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 28, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 19, 2021	Correction Deed ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2005 · Amount on Record
Deed Sale	Sep 16, 2005 · Amount on Record
Deed Document Number	20051346555
Deed Book / Page	1897 / 892
Last Transfer Date	Aug 8, 2024
Transfer Doc	0002217197
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	10219 PAYNE RD, SEBRING, FL 33875-9464
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 PAYNE RD, SEBRING, FL 33875-9464

Mortgage

Document Number	0002284668
Date	Oct 24, 2025
Book Page	3152/1386
Instrument	2284668

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	10219 PAYNE RD, SEBRING, FL 33875-9464
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 PAYNE RD, SEBRING, FL 33875-9464

Mortgage

Document Number	0002260146
Date	May 19, 2025
Book Page	3119/856
Instrument	2260146

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 12, 2024
Property Address	10219 PAYNE RD, SEBRING, FL 33875-9464
Document Number	0002222079
Book / Page	3068 / 553
Map Reference	MB 12 PG 35
Instrument Date	Aug 19, 2024
Instrument	2222079
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MAC LN, SEBRING, FL 33875-5668

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 9, 2024
Property Address	10219 PAYNE RD, SEBRING, FL 33875-9464
Document Number	0002217197
Book / Page	3061 / 1359
Map Reference	MB 12 PG 35
Instrument Date	Aug 8, 2024
Instrument	2217197
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MAC LN, SEBRING, FL 33875-5668

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 28, 2022
Property Address	10219 PAYNE RD, SEBRING, FL 33875-9464
Document Number	0002084829
Book / Page	2893 / 1439
Map Reference	MB 12 PG 35
Instrument Date	Mar 25, 2022
Instrument	2084829
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4019 PALOMINO DR, SEBRING, FL 33875-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 PLEASANT DR, SEBRING, FL 33875-9493

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 19, 2021
Property Address	10219 PAYNE RD, SEBRING, FL 33875-9464
Document Number	0002059852
Book / Page	2859 / 806
Map Reference	MB 12 PG 35
Instrument Date	Oct 8, 2021
Instrument	2059852
Record Updated	Dec 15, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4019 PALOMINO DR, SEBRING, FL 33875-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 PLEASANT DR, SEBRING, FL 33875-9493

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,064 (+16.79%) Land $92,500 Building $55,564	$148,064 (+16.79%) Land $92,500 Building $55,564
2024	$1,666.00 (-8.41%)
2023	$1,819.00 (+13.83%)	$126,782 (+18.52%) Land $60,000 Building $66,782	$126,782 (+18.52%) Land $60,000 Building $66,782
2022	$1,598.00	$106,974 Land $50,000 Building $56,974	$106,974 Land $50,000 Building $56,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink.

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