10407 Fox Bluff Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 10407 Fox Bluff Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,281 sqft · built 2003
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Mar 2016)
Tax Bill	$8,361 (2022)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-428-005`

Property Details

APN / Parcel Number

Primary APN	`04-12-428-005`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,281 sqft Living Area

Exterior

Year Built	Built 2003
Lot Area	43,124 sqft (0.989 acres)

Location & Zoning

Street Address	10407 FOX BLUFF LN
City	SPRING GROVE
State	IL
Zip	60081-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0032358 LT 76 ENGLISH PRAIRIE UNIT 3
Legal Range	08E
Legal Township	46N
Legal Section	12
Legal Subdivision	ENGLISH PRAIRIE 03
Legal Block	428
Legal Lot Number	76
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1024
Census Tract	870106

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10407 FOX BLUFF LN, SPRING GROVE, IL 60081-8031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2016 · Amount on Record
Deed Sale	Mar 17, 2016 · Amount on Record
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	0000008611
Last Transfer Date	Sep 16, 2022
Transfer Doc	0000032358
Record Updated	Jun 7, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 16, 2022
Property Address	10407 FOX BLUFF LN, SPRING GROVE, IL 60081-8031
Document Number	0000032358
Map Reference	DOC 97R57585
Instrument Date	Sep 8, 2022
Instrument	2022R0032358
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10407 FOX BLUFF LN # 5, 5, SPRING GROVE, IL 60081-8031

Mortgage

Document Number	0000032359
Date	Sep 16, 2022
Instrument	2022R0032359

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10407 FOX BLUFF LN, SPRING GROVE, IL 60081-8031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038119
Date	Oct 13, 2017
Instrument	2017R0038119

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	4 Years

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10407 FOX BLUFF LN, SPRING GROVE, IL 60081-8031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030986
Date	Sep 19, 2019
Instrument	2019R0030986

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate	4.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10407 FOX BLUFF LN, SPRING GROVE, IL 60081-8031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007477
Date	Mar 3, 2020
Instrument	2020R0007477

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$8,361.00 Homeowner's exemption	$101,107 Land $19,710 Building $81,397	$303,321 Land $59,130 Building $244,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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