10309 Fox Bluff Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 10309 Fox Bluff Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,232 sqft · built 2001
Lot Size	0.951 acres (41,458 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-428-007`

Property Details

APN / Parcel Number

Primary APN	`04-12-428-007`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	3,464 sqft

Exterior

Year Built	Built 2001
Lot Area	41,458 sqft

Location & Zoning

Street Address	10309 FOX BLUFF LN
City	SPRING GROVE
State	IL
Zip	60081-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0064429 LT 74 ENGLISH PRAIRIE UNIT 3
Legal Range	08E
Legal Township	46N
Legal Section	12
Legal Subdivision	ENGLISH PRAIRIE 03
Legal Block	428
Legal Lot Number	74
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1024
Census Tract	870106

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10309 FOX BLUFF LN, SPRING GROVE, IL 60081-8056
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	2021R0064429
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 1, 2021
Property Address	10309 FOX BLUFF LN, SPRING GROVE, IL 60081-8056
Document Number	0000064429
Map Reference	DOC 97R57585
Instrument Date	Nov 24, 2021
Instrument	2021R0064429
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 BALSAM AVENUE, VILLAGE OF LAKEWOOD, IL 60014

Mortgage

Document Number	0000064430
Date	Dec 1, 2021
Instrument	2021R0064430

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10309 FOX BLUFF LN, SPRING GROVE, IL 60081-8056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033463
Date	Sep 11, 2017
Instrument	2017R0033463

Lender

Name	STATE BANK
Type	Bank
Address	WONDER LAKE, IL 60097

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	116 Months
Due	May 23, 2027

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10309 FOX BLUFF LN, SPRING GROVE, IL 60081-8056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007915
Date	Mar 5, 2020
Instrument	2020R0007915

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 20, 2018
Property Address	10309 FOX BLUFF LN, SPRING GROVE, IL 60081-8056
Document Number	0000028523
Instrument Date	Aug 15, 2018
Instrument	28523
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10309 FOX BLUFF LN SPRING GROVE IL 600818056, SPRING GROVE, IL 60081-8056

Mortgage

Document Number	28524
Date	Aug 20, 2018
Instrument	28524

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$112,335 Land $20,084 Building $92,251	$337,005 Land $60,252 Building $276,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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