10318 Fox Bluff Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 10318 Fox Bluff Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,753 sqft · built 1998
Lot Size	3 acres (132,155 sqft)
Owner	Company Name on Record
Last Sale	$74,000 (Nov 1997)
Tax Bill	$10,628 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-426-007`

Property Details

APN / Parcel Number

Primary APN	`04-12-426-007`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	2,753 sqft Living Area
Gross Area	3,485 sqft
1st Floor Area	3,314 sqft
Basement Area	1,741 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Lot Area	132,155 sqft (3 acres)
Garage Type	Attached
Garage Area	732 sqft
Deck Area	192 sqft

Location & Zoning

Street Address	10318 FOX BLUFF LN
City	SPRING GROVE
State	IL
Zip	60081-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0015844 LT 61 ENGLISH PRAIRIE UNIT 3
Legal Subdivision	ENGLISH PRAIRIE UNIT 3
Legal Block	426
Legal Lot Number	61
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1022
Census Tract	870106

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10318 FOX BLUFF LN, SPRING GROVE, IL 60081-8052
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BANK & TRUST COMPANY NA
Apr 16, 2024	Deed of Trust, Mortgage · Commercial Mortgage CRYSTAL LAKE BANK & TRUST COMPANY NA
Mar 23, 2021	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 1997 · Amount on Record
Deed Sale	Nov 21, 1997 · Amount on Record
Deed Document Number	199797R-057728
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000015844
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10318 FOX BLUFF LN, SPRING GROVE, IL 60081-8052
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033940
Date	Dec 3, 2025
Instrument	2025R0033940

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	Monthly
Min Rate At Change	3.99%
Max Rate	20%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10318 FOX BLUFF LN, SPRING GROVE, IL 60081-8052
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009057
Date	Apr 16, 2024
Instrument	2024R0009057

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 23, 2021
Property Address	10318 FOX BLUFF LN, SPRING GROVE, IL 60081-8052
Document Number	0000015844
Map Reference	DOC 96R54587
Instrument Date	Mar 17, 2021
Instrument	2021R0015844
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	10318 FOX BLUFF LN, SPRING GROVE, IL 60081-8052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,628.00	$146,964 (+21.49%) Land $44,335 Building $102,629	$440,892 (+21.49%) Land $133,005 Building $307,887
2022	Homeowner's exemption	$120,969 Land $36,493 Building $84,476	$362,907 Land $109,479 Building $253,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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