10306 Fox Bluff Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 10306 Fox Bluff Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,926 sqft · built 2001
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Jan 2024 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-426-009`

Property Details

APN / Parcel Number

Primary APN	`04-12-426-009`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	3,852 sqft

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	10306 FOX BLUFF LN
City	SPRING GROVE
State	IL
Zip	60081-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0051902 LT 63 ENGLISH PRAIRIE UNIT 3
Legal Range	08E
Legal Township	46N
Legal Section	12
Legal Subdivision	ENGLISH PRAIRIE #3
Legal Block	426
Legal Lot Number	63
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1022
Census Tract	870106

Owner

Source: McHenry County records · APN 04-12-426-009

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10306 FOX BLUFF LN, SPRING GROVE, IL 60081-8052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2024	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2002
Deed Sale	Jun 11, 2002
Prior Sale	Jul 05, 2000 · Amount on Record
Deed Document Number	2000R0035944
Record Updated	Jun 07, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10306 FOX BLUFF LN, SPRING GROVE, IL 60081-8052
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10306 FOX BLUFF LN, SPRING GROVE, IL 60081-8052

Mortgage

Document Number	0000000665
Date	Jan 09, 2024
Instrument	2024R0000665

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10306 FOX BLUFF LN, SPRING GROVE, IL 60081-8052
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017031
Date	May 14, 2020
Instrument	2020R0017031

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$103,396 Land $20,084 Building $83,312	$310,188 Land $60,252 Building $249,936

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 82 locations within half a mile of this property.

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