1040 S Prospect Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 1040 S Prospect Ave, Elmhurst, IL 60126 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,156 sqft · built 1972
Lot Size	0.94 acres (40,946 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Mar 2001)
Tax Bill	$12,441 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-14-409-041`

Property Details

APN / Parcel Number

Primary APN	`06-14-409-041`

Interior

Building Area	2,156 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	1,112 sqft
2nd Floor Area	1,044 sqft
Basement Area	2,084 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	31.2 ft deep x 13.1 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1040 S PROSPECT AVE
City	ELMHURST
State	IL
Zip	60126-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF LOTS 2 & 3 OF TAMELINGS RESUB
Legal Subdivision	TAMELINGS RESUB
Legal Lot Number	2,3
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3007
Census Tract	844602

Owner

Source: DuPage County records · APN 06-14-409-041

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1040 S PROSPECT AVE, ELMHURST, IL 60126-5247
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2001 · Amount on Record
Deed Sale	Mar 28, 2001 · Amount on Record
Deed Document Number	200153429
Last Transfer Date	Apr 12, 2012
Transfer Doc	0000052988
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1040 S PROSPECT AVE, ELMHURST, IL 60126-5247
Transaction Type	Mortgage
Record Updated	Jan 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 S PROSPECT AVE, ELMHURST, IL 60126-5247

Mortgage

Document Number	0000109543
Date	Dec 21, 2022
Instrument	R2022-109543

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	Salt Creek School District 48 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,441.00 (+27.67%)	$245,539 (+21.33%) Land $136,970 Building $108,569	$736,617 (+21.33%) Land $410,910 Building $325,707
2022	$9,745.00 Homeowner's exemption	$202,370 Land $112,900 Building $89,470	$607,110 Land $338,700 Building $268,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.