996 S Prospect Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 996 S Prospect Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,186 sqft · built 1960
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Sep 2020)
Tax Bill$10,706 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-403-013

Property Details

APN / Parcel Number

Primary APN06-14-403-013

Interior

Building Area1,186 sqft Living Area
Gross Area2,372 sqft
1st Floor Area509 sqft
2nd Floor Area677 sqft
Basement Area1,186 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions13.5 ft deep x 8.4 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address996 S PROSPECT AVE
CityELMHURST
StateIL
Zip60126-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSTONES BUTTERFIELD RD ADD
Legal SubdivisionSTONES BUTTERFIELD RD ADD
Legal Block50
Legal Lot Number6
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2017
Census Tract844100

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address996 S PROSPECT AVE, ELMHURST, IL 60126-5031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Warranty Deed, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK
Jul 18, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2020 · Amount on Record
Deed SaleSep 24, 2020 · Amount on Record
Prior SaleJul 18, 2017 · Amount on Record
Deed Document Number2020108713
Prior Transfer DateJul 8, 2013
Prior Transfer Doc0000106792
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 24, 2020
Property Address996 S PROSPECT AVE, ELMHURST, IL 60126-5031
Document Number0000108713
Map ReferenceDOC 232923
Instrument DateSep 9, 2020
InstrumentR2020-108713
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyMIDWEST TTL & APPRAISAL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address996 S PROSPECT AVE, ELMHURST, IL 60126-5031

Mortgage

Document Number0000108714
DateSep 24, 2020
InstrumentR2020-108714
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 18, 2017
Property Address996 S PROSPECT AVE, ELMHURST, IL 60126-5031
Document Number0000072258
Map ReferenceDOC232923
Instrument DateJul 6, 2017
InstrumentR2017-072258
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGREATER MIDWEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address996 S PROSPECT AVE, ELMHURST, IL 60126-5031

Mortgage

Document Number0000072259
DateJul 18, 2017
InstrumentR2017-072259
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,706.00 (+26.46%)$192,994 (+32.53%) Land $111,775 Building $81,219$578,982 (+32.53%) Land $335,325 Building $243,657
2022$8,466.00 Homeowner's exemption$145,620 Land $115,150 Building $30,470$436,860 Land $345,450 Building $91,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims63 (1985–2013)
Claims Outside the SFHA10 of 63
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims
  • Severe Storms And Flooding, Jul 2010 · 9 claims
  • Severe Storms & Flooding, Aug 1987 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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