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992 S Prospect Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 992 S Prospect Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,210 sqft · built 1961
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Aug 2017)
Tax Bill$8,942 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-403-012

Property Details

APN / Parcel Number

Primary APN06-14-403-012

Interior

Building Area1,210 sqft Living Area
Gross Area2,420 sqft
1st Floor Area1,210 sqft
Basement Area1,210 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions13.5 ft deep x 5.5 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address992 S PROSPECT AVE
CityELMHURST
StateIL
Zip60126-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSTONES BUTTERFIELD RD ADD
Legal SubdivisionSTONES BUTTERFIELD RD ADD
Legal Block50
Legal Lot Number5
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2017
Census Tract844100

Owner

Source: DuPage County records · APN 06-14-403-012

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address992 S PROSPECT AVE, ELMHURST, IL 60126-5031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Aug 03, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2017 · Amount on Record
Deed SaleAug 03, 2017 · Amount on Record
Deed Document Number201779309
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address992 S PROSPECT AVE, ELMHURST, IL 60126-5031
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000140845
DateNov 20, 2020
InstrumentR2020-140845
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate3.37%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 03, 2017
Property Address992 S PROSPECT AVE, ELMHURST, IL 60126-5031
Document Number0000079309
Instrument DateJul 24, 2017
Instrument79309
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2729 GRANDE CAMINO WALNUT CREEK CA 945983512, WALNUT CREEK, CA 94598-3512

Mortgage

Document Number79312
DateAug 03, 2017
Instrument79312
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,942.00 (+15.29%)$162,514 (+21.35%) Land $94,058 Building $68,456$487,542 (+21.35%) Land $282,174 Building $205,368
2022$7,756.00 Homeowner's exemption$133,920 Land $77,510 Building $56,410$401,760 Land $232,530 Building $169,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438441002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims63 (1985–2013)
Claims Outside the SFHA10 of 63
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims
  • Severe Storms And Flooding, Jul 2010 · 9 claims
  • Severe Storms & Flooding, Aug 1987 · 38 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 352 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemELMHURST
serves 45,000 people
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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