1085 S Prospect Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 1085 S Prospect Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,011 sqft · built 1952
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$242,500 (Jun 2014)
Tax Bill$7,686 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-411-003

Property Details

APN / Parcel Number

Primary APN06-14-411-003

Interior

Stories1 Story
Building Area1,011 sqft Living Area
Gross Area2,022 sqft
1st Floor Area1,011 sqft
Basement Area1,011 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions17.7 ft deep x 10 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1085 S PROSPECT AVE
CityELMHURST
StateIL
Zip60126-5263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSWANSONS PARKSIDE SUB
Legal SubdivisionSWANSONS PARKSIDE SUB
Legal Lot Number2
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group3
Census Block3016
Census Tract844602

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1085 S PROSPECT AVE, ELMHURST, IL 60126-5263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2014 · Amount on Record
Deed SaleJun 11, 2014 · Amount on Record
Deed Document Number201449717
Prior Transfer DateFeb 14, 1996
Prior Transfer Doc0000028553
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1085 S PROSPECT AVE, ELMHURST, IL 60126-5263
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075847
DateJul 16, 2020
InstrumentR2020-075847
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2040
Interest
Rate TypeFixed Rate
Rate3.37%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1085 S PROSPECT AVE, ELMHURST, IL 60126-5263
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170849
DateNov 24, 2021
InstrumentR2021-170849
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Secondary School DistrictDuPage High School District 88 (09 - 12)
Elementary School DistrictSalt Creek School District 48 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,686.00 (+19.42%)$128,887 (+21.32%) Land $78,335 Building $50,552$386,661 (+21.32%) Land $235,005 Building $151,656
2022$6,436.00 Homeowner's exemption$106,240 Land $64,570 Building $41,670$318,720 Land $193,710 Building $125,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies60 units insured
incl. 56 condo units
Nearby Flood Claims6 (1987)
Claims Outside the SFHA2 of 6
Most Recent ClaimAug 1987 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on S Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number