Comal County property record for 1040 River Way, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,129 sqft · built 2004 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Mar 2016) |
| Tax Bill | $3,211 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0712-0020-00 |
| Primary APN | 45-0712-0020-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,129 sqft Living Area |
| Gross Area | 4,616 sqft |
| 1st Floor Area | 3,129 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 1,098 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 547 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 1040 RIVER WAY |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING, LOT 20 |
| Legal Subdivision | RIVER CROSSING |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 310703 |
1040 River Way is owned and occupied by two individuals who bought it in March 2016.
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 RIVER WAY, SPRING BRANCH, TX 78070-5917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2016 · Amount on File |
| Deed Sale | Mar 4, 2016 · Amount on File |
| Prior Sale | Feb 12, 2013 |
| Deed Document Number | 20169235 |
| Prior Transfer Date | Feb 29, 2016 |
| Prior Transfer Doc | 0000009235 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1040 River Way was $3,211 with exemptions applied, down 18.1% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,504 (-1.64%) Land $159,140 Building $636,364 | $795,504 (-21.54%) Land $159,140 Building $636,364 | |
| 2025 | $3,211.00 (-18.09%) Homeowner's exemption Senior Citizen's exemption | $808,751 Land $159,140 Building $854,740 | $1,013,880 Land $159,140 Building $854,740 |
| 2024 | $3,920.00 | ||
| 2023 | $791,600 Land $159,140 Building $632,460 | $791,600 Land $159,140 Building $632,460 | |
| 2022 | $3,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 River Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2013–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 River Way is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, T-Mobile, Verizon.
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