1029 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 1029 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,308 sqft · built 2020
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$484,200 (May 2021)
Tax Bill	$10,824 (2024)
Deeds & Mortgages	May 2020 Mortgage May 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0115-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0115-00`
Alternative APN	`49881`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,308 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	3,308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	64,904 sqft
View / Lot	Hill/Valley
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	1029 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING, LOT 115
Legal Subdivision	RIVER CROSSING
Legal Block	3
Legal Lot Number	115
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3017
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 RIVER WAY, SPRING BRANCH, TX 78070-5917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
May 29, 2020	Deed of Trust, Mortgage · Construction Mortgage SECURITY SERVICE FCU
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
May 27, 2021	Correction Deed · Commercial Mortgage JAVIER JJOSE
Apr 24, 2018	Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202128586
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0000028586
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1029 RIVER WAY, SPRING BRANCH, TX 78070-5917
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006019915
Date	May 29, 2020
Instrument	202006019915

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1029 RIVER WAY, SPRING BRANCH, TX 78070-5917
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006019914
Date	May 29, 2020
Instrument	202006019914

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1029 RIVER WAY, SPRING BRANCH, TX 78070-5917
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006001887
Date	Jan 11, 2022
Instrument	202206001887

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	COMAL TX
Recording Date	May 27, 2021
Property Address	1029 RIVER WAY, SPRING BRANCH, TX 78070-5917
Document Number	0006028586
Map Reference	VOL 13 PG 110
Instrument Date	May 25, 2021
Instrument	202106028586
Record Updated	Oct 25, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006029364
Date	May 27, 2021
Instrument	202106029364

Lender

Name	JAVIER JJOSE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Apr 24, 2018
Property Address	1029 RIVER WAY, SPRING BRANCH, TX 78070-5917
Document Number	0006015694
Instrument Date	Apr 24, 2018
Instrument	6015694
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28111 GEORGE OBRIEN SAN ANTONIO TX 782601459, SAN ANTONIO, TX 78260-1459

Mortgage

Document Number	6015695
Date	Apr 24, 2018
Instrument	6015695

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	AUSTIN, TX 78701-1496

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,062,050 (-0.93%) Land $215,040 Building $847,010	$1,062,050 (-0.93%) Land $215,040 Building $847,010
2025		$1,072,050 (+6.06%) Land $215,040 Building $857,010	$1,072,050 (+6.06%) Land $215,040 Building $857,010
2024	$10,824.00 (-3.77%)
2023		$1,010,751 Land $215,040 Building $795,711	$1,010,751 Land $215,040 Building $795,711
2022	$11,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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