1040 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 1040 Ray Dr, Denison, TX 75020 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Square Footage1,595 sqft Living Area
Lot Size6,229 sqft (0.142 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$4,732.00 (2024)

Owner

Source: Grayson County records · APN D005 3629010

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1040 RAY DR, DENISON, TX 75020-1434
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2023Vendor's Lien, Transfer · Veterans Administration Mortgage
NAVY FCU
Mar 08, 2022Warranty Deed, Transfer · Building or Construction Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2023
Deed SaleFeb 03, 2023
Prior SaleMar 08, 2022
Deed Doc Number2023-2734
Record RefreshedJun 08, 2026

February 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateFeb 03, 2023
Property Address1040 RAY DR, DENISON, TX 75020-1434
Document Number0000002734
Map ReferenceDOC 2021-268
Instrument DateFeb 03, 2023
Instrument2023-2734
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 RAY DR, DENISON, TX 75020-1434

Mortgage

Document Number0000002735
DateFeb 03, 2023
Instrument2023-2735
Lender
NameNAVY FCU
TypeCredit Union
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateMar 08, 2022
Property Address1040 RAY DR, DENISON, TX 75020-1434
Document Number0000007571
Map ReferenceDOC 2021-268
Instrument DateMar 07, 2022
Instrument2022-7571
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyRED RIVER TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 IRVINE DR, ALLEN, TX 75013-3653
InvestorPossibly a Property Investor

Mortgage

Document Number0000007572
DateMar 08, 2022
Instrument2022-7572
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDENISON, TX 75020
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$276,195 (-3.15%) Land $40,800 Building $235,395$276,195 (-3.15%) Land $40,800 Building $235,395
2024$4,732.00 (+2,231.03%)
2023$285,167 Land $37,561 Building $247,606$285,167 Land $37,561 Building $247,606
2022$203.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APND005 3629010
Alternative APN
  • 440156

Interior

Building Area1,595 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Lot Area6,229 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
PorchOpen Porch
Porch Area125 sqft Porch

Location & Zoning

Account Number440156
Street Address1040 RAY DR
CityDENISON
StateTX
Zip75020-1434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSYCAMORE SPRINGS PHASE 1A, LOT 10, ACRES .143
Legal SubdivisionSYCAMORE SPRINGS PHASE 1A
Legal Phase1A
Legal Lot Number10
JurisdictionGRAYSON TX
Minor Civil DivisionEAST GRAYSON
Census Blockgroup1
Census Block1022
Census Tract400

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