Grayson County property record for 2810 Ray Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1,558 sqft · built 1970 |
| Lot Size | 0.253 acres (11,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (May 2015) |
| Tax Bill | $963 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D006 3174004 |
| Primary APN | D006 3174004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,558 sqft Living Area |
| Gross Area | 1,822 sqft |
| 1st Floor Area | 1,558 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 11,029 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Utility Building | 64 sqft |
| Street Address | 2810 RAY DR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSSWOOD ACRES ADDN, BLOCK 1, LOT 4, ACRES .2532 |
| Legal Subdivision | RUSSWOOD ACRES ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 400 |
Source: Grayson County records · APN D006 3174004
Assessment roll updated August 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2810 RAY DR, DENISON, TX 75020-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 18, 2025 | Intrafamily Transfer, Transfer |
| Jan 18, 2024 | Intrafamily Transfer, Transfer |
| Jul 12, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2015 · Amount on Record |
| Deed Sale | May 13, 2015 · Amount on Record |
| Deed Document Number | 20158824 |
| Deed Book / Page | 5624 / 585 |
| Last Transfer Date | Jan 18, 2024 |
| Transfer Doc | 0000001604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 18, 2025 |
| Property Address | 2810 RAY DR, DENISON, TX 75020-1237 |
| Document Number | 0000032868 |
| Map Reference | VOL 4 PG 34 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025-32868 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2810 RAY DR, DENISON, TX 75020-1237 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jan 18, 2024 |
| Property Address | 2810 RAY DR, DENISON, TX 75020-1237 |
| Document Number | 0000001604 |
| Map Reference | VOL 4 PG 34 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024-1604 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2810 RAY DR, DENISON, TX 75020-1237 |
| Name | Verified Name |
|---|---|
| Address | 2810 RAY DR, DENISON, TX 75020-1237 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 2810 RAY DR, DENISON, TX 75020-1237 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016465 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2019-00016465 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2034 |
Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,725 (+4.25%) | $206,440 (+9.4%) Land $48,206 Building $158,234 | |
| 2024 | $963.00 (-46.41%) | ||
| 2023 | $188,700 Land $34,197 Building $154,503 | $188,700 Land $34,197 Building $154,503 | |
| 2022 | $1,797.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Communications, Inc. (OK, AR & TX), Texoma Communications, Verizon.
Based on FCC filings for 201 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DENISON serves 27,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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