1032 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 1032 Ray Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,271 sqft · built 2023
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (Sep 2023)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D005 3629008`

Property Details

APN / Parcel Number

Primary APN	`D005 3629008`
Alternative APN	`440154`

Interior

Stories	1 Story
Building Area	1,271 sqft Living Area
Gross Area	1,483 sqft
1st Floor Area	1,271 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	212 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	54 sqft

Location & Zoning

Street Address	1032 RAY DR
City	DENISON
State	TX
Zip	75020-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE SPRINGS PHASE 1A, LOT 8, ACRES .143
Legal Subdivision	SYCAMORE SPRINGS PHASE 1A
Legal Lot Number	8
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

Source: Grayson County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 RAINBOW DR, 7824, LIVINGSTON, TX 77399-1078
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Vendor's Lien, Transfer · Conventional Mortgage SOFI BANK NA
Jan 4, 2023	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage DAVID ROGERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	202324075
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 8, 2023
Property Address	1032 RAY DR, DENISON, TX 75020-1434
Document Number	0000024075
Map Reference	DOC 2021-268
Instrument Date	Sep 7, 2023
Instrument	2023-24075
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 RAINBOW DR, LIVINGSTON, TX 77399-1078

Mortgage

Document Number	0000024076
Date	Sep 8, 2023
Instrument	2023-24076

Lender

Name	SOFI BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jan 4, 2023
Property Address	1032 RAY DR, DENISON, TX 75020-1434
Document Number	0000000233
Map Reference	DOC 2021-268
Instrument Date	Jan 3, 2023
Instrument	2023-233
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653

Mortgage

Document Number	0000000234
Date	Jan 4, 2023
Instrument	2023-234

Lender

Name	DAVID ROGERS
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 3, 2023

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,627.00 (-1.09%)	$242,749 (+546.28%) Land $40,800 Building $201,949	$242,749 (+546.28%) Land $40,800 Building $201,949
2024	$5,689.00 (+2,702.46%)
2023		$37,561 Land $37,561	$37,561 Land $37,561
2022	$203.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100

May also be available: 360 Broadband, AT&T, Verizon.

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