1036 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 1036 Ray Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 2022
Lot Size	0.143 acres (6,229 sqft)
Owner	Company Name on Record
Tax Bill	$6,296 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D005 3629009`

Property Details

APN / Parcel Number

Primary APN	`D005 3629009`
Alternative APN	`440155`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft

Location & Zoning

Street Address	1036 RAY DR
City	DENISON
State	TX
Zip	75020-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE SPRINGS PHASE 1A, LOT 9, ACRES .143
Legal Subdivision	SYCAMORE SPRINGS PHASE 1A
Legal Lot Number	9
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

Source: Grayson County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	380 PEACH POINT RD, PROSPER, TX 75078-1887
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage FIRST UNITED BANK & TRUST CO
May 27, 2026	Warranty Deed, Transfer CSC DOCUMENT RECORDING
Feb 21, 2023	Vendor's Lien, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026
Deed Sale	May 27, 2026
Prior Sale	Feb 21, 2023
Deed Document Number	202613296
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1036 RAY DR, DENISON, TX 75020-1434
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010282
Date	Mar 28, 2022
Instrument	2022-10282

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENISON, TX 75020

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 27, 2026
Property Address	1036 RAY DR, DENISON, TX 75020-1434
Document Number	0000013296
Instrument Date	May 26, 2026
Instrument	202613296
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	380 PEACH POINT RD, PROSPER, TX 75078-1887

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 21, 2023
Property Address	1036 RAY DR, DENISON, TX 75020-1434
Document Number	0000004247
Map Reference	DOC 2021-268
Instrument Date	Feb 21, 2023
Instrument	2023-4247
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 RAY DR, DENISON, TX 75020-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1150, POTTSBORO, TX 75076-1150

Mortgage

Document Number	0000004248
Date	Feb 21, 2023
Instrument	2023-4248

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,296.00 (-0.08%)	$271,611 (-3.25%) Land $40,800 Building $230,811	$271,611 (-3.25%) Land $40,800 Building $230,811
2024	$6,301.00 (+3,003.94%)
2023		$280,735 Land $37,561 Building $243,174	$280,735 Land $37,561 Building $243,174
2022	$203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100

May also be available: 360 Broadband, AT&T, Verizon.

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