Emmet County property record for 1040 Kemp Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,020 sqft |
| Lot Size | 4.32 acres (188,179 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Feb 2026) |
| Tax Bill | $1,652 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-18-400-042 |
| Primary APN | 01-19-18-400-042 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Lot Area | 188,179 sqft (4.32 acres) |
|---|---|
| Garage Area | 2,550 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1040 KEMP RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM 664.2 FT S-88-53-2-E OF S 1/4 COR & N 887.86 FT FOR POB, TH N-1-40-59-E 428.18 FT, TH E 331.74 FT, S-1-40-59-W 704.39 FT, N-88-53-2-W 165.87 FT, N-1-40-59-E 275.26 FT, N-88-53-2-W 165.86 FT TO POB, INC EASEMENT. 4.32 AC M/L SECTION 18, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 18 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5675 BROOK DR, BOYNE FALLS, MI 49713-9631 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on Record |
| Deed Sale | Feb 6, 2026 · Amount on Record |
| Prior Sale | Feb 6, 2026 · Amount on Record |
| Deed Document Number | 20265226048 |
| Deed Book / Page | 1272 / 997 |
| Prior Transfer Date | Apr 29, 2024 |
| Prior Transfer Doc | 001259/887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 6, 2026 |
| Property Address | 1040 KEMP RD, PETOSKEY, MI 49770-8734 |
| Document Number | 001272/997 |
| Book / Page | 1272 / 997 |
| Instrument Date | Feb 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | TALON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5675 BROOK DR, BOYNE FALLS, MI 49713-9631 |
| Document Number | 0005226049 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 5226049 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,200 (+6.16%) Land $155,200 | $310,400 (+6.16%) Land $310,400 | |
| 2025 | $146,200 (+46.64%) Land $146,200 | $292,400 (+46.64%) Land $292,400 | |
| 2024 | $1,652.00 | ||
| 2023 | $99,700 Land $99,700 | $199,400 Land $199,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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