1075 Kemp Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1075 Kemp Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,428 sqft
Lot Size	2.84 acres (123,710 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Aug 2025)
Tax Bill	$2,987 (2024)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-19-19-200-016`

Property Details

APN / Parcel Number

Primary APN	`01-19-19-200-016`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Architectural Style	Ranch
Lot Area	123,710 sqft (2.84 acres)
Patio Area	12 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1075 KEMP RD
City	PETOSKEY
State	MI
Zip	49770-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM 537.9 FT E OF N 1/4 COR FOR POB, TH CONT E 165.02 FT, S 655.94 FT, W 165.02 FT, TH N 655.98 FT TO N SEC LN & POB. 2.84 AC
Legal Range	05W
Legal Township	34N
Legal Section	19
Legal Subdivision	S19 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2009
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2010 M-119 HWY, PETOSKEY, MI 49770
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	May 6, 2025 · Amount on Record
Deed Document Number	20255221888
Deed Book / Page	1268 / 858
Prior Transfer Date	Jun 20, 2025
Prior Transfer Doc	001268/616
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 8, 2017
Property Address	1075 KEMP RD, PETOSKEY, MI 49770-8734
Document Number	1192/0004
Book / Page	1192 / 0004
Instrument Date	Jan 30, 2017
Instrument	5144882
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON TITLE AGENCY, TACON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3621 ATKINS RD, 3621, PETOSKEY, MI 49770-8901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 399, PETOSKEY, MI 49770-0399
Investor	Possibly a Property Investor

Mortgage

Document Number	1192/0005
Date	Feb 8, 2017
Book Page	1192/0005
Instrument	5144883

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,100 (+8.33%) Land $19,300 Building $97,800	$234,200 (+8.33%) Land $38,600 Building $195,600
2025		$108,100 (+30.08%) Land $15,600 Building $92,500	$216,200 (+30.08%) Land $31,200 Building $185,000
2024	$2,987.00
2023		$83,100 Building $83,100	$166,200 Building $166,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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