Emmet County property record for 992 Kemp Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,584 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-18-400-040 |
| Primary APN | 01-19-18-400-040 |
|---|
| Lot Area | 91,476 sqft (2.1 acres) |
|---|
| Street Address | 992 KEMP RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF SW 1/4 OF SE 1/4 OF SECTION 18, COM AT S 1/4 COR OF SD SEC, TH ALG S LN OF SEC S88?53'02"E 995.93 FT, TH N01?40'59"E |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 18 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 992 KEMP RD, PETOSKEY, MI 49770-8787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1997 |
| Deed Sale | Apr 1, 1997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 992 KEMP RD, PETOSKEY, MI 49770-8787 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 992 KEMP RD, PETOSKEY, MI 49770-8787 |
| Document Number | 0000001230/0000000597 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 0000001230/0000000597 |
| Instrument | 5183564 |
| Name | LAKEVIEW LOAN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,000 (+47.43%) Land $152,000 | $304,000 (+47.43%) Land $304,000 | |
| 2024 | $1,584.00 | ||
| 2023 | $103,100 Land $103,100 | $206,200 Land $206,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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