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982 Kemp Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 982 Kemp Rd, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,456 sqft
Lot Size2.99 acres (130,244 sqft)
Owner2 Individual Names on File
Last Sale$166,000 (Mar 2015)
Tax Bill$2,507 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-19-18-400-041

Property Details

APN / Parcel Number

Primary APN01-19-18-400-041

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Basement Area1,456 sqft

Exterior

Architectural StyleRanch
Lot Area130,244 sqft (2.99 acres)
Garage Area1,360 sqft
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address982 KEMP RD
CityPETOSKEY
StateMI
Zip49770-8787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC FF-1
Legal DescriptionPT OF SW 1/4 OF SE 1/4 OF SECTION 18, COM AT S 1/4 COR OF SD SEC, TH ALG S LN OF SEC S88?53'02"E 995.93 FT TO POB, TH
Legal Range05W
Legal Township34N
Legal Section18
Legal SubdivisionS18 T34N R5W
JurisdictionEMMET MI
Township / Civil DivisionBEAR CREEK
Census Block Group2
Census Block2005
Census Tract970600

Owner

Source: Emmet County records · APN 01-19-18-400-041

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address982 KEMP RD, PETOSKEY, MI 49770-8787
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2015 · Amount on Record
Deed SaleMar 18, 2015 · Amount on Record
Prior SaleOct 22, 2013 · Amount on Record
Deed Document Number20155127259
Deed Book / Page1174 / 454
Last Transfer DateMay 30, 2024
Transfer Doc0005215211
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address982 KEMP RD, PETOSKEY, MI 49770-8787
Transaction TypeMortgage
Record UpdatedApr 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 KEMP RD, PETOSKEY, MI 49770-8787

Mortgage

Document Number0000001230/0000000604
DateMar 04, 2021
Book Page0000001230/0000000604
Instrument5183571
Lender
NameQUICKEN LOANS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionBear Creek Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$178,700 (+46.24%) Building $178,700$357,400 (+46.24%) Building $357,400
2024$2,507.00
2023$122,200 Building $122,200$244,400 Building $244,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Great Lakes Energy Connections
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 56 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kemp Rd

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