1040 Bent Tree Ct, Elgin, IL 60120 Property Records

Cook County property record for 1040 Bent Tree Ct, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,143 sqft Living Area
Lot Size	5,250 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (2022)
Tax Bill	$4,756.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-07-123-042`
Alternative APN	`06-07-123-042-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,143 sqft Living Area
1st Floor	1,143 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Modern Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	5,250 sqft (0.121 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1040 BENT TREE CT
City	ELGIN
State	IL
Zip	60120-4067
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(BENT) (TREE) VILLAGE BEING SUB OF PT OF EH WH SEC7 I N CITY OF ELGIN EH WH SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	BENT TREE
Legal Lot Number	32
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	4
Census Block	4009
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-123-042

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 BENT TREE CT, ELGIN, IL 60120-4067
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Sep 30, 1993 · Amount on Record
Deed Doc Number	202246072
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	0000046072
Record Refreshed	Sep 20, 2026

October 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COOK IL
Recording Date	Oct 14, 2022
Property Address	1040 BENT TREE CT, ELGIN, IL 60120-4067
Document Number	0028746072
Instrument Date	Aug 18, 2022
Instrument	2228746072
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BENT TREE CT, ELGIN, IL 60120-4067

Mortgage

Document Number	0028746073
Date	Oct 14, 2022
Instrument	2228746073

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (+12.2%) Land $3,675 Building $19,325	$230,000 (+12.2%) Land $36,750 Building $193,250
2023	$4,756.00 (+18.54%)
2022	$4,012.00 Homeowner's exemption Senior Citizen's exemption	$20,500 Land $4,000 Building $16,500	$205,000 Land $40,000 Building $165,000

Flood & Wildfire

1040 Bent Tree Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.