1027 Bent Tree Ct, Elgin, IL 60120 Property Records

Cook County property record for 1027 Bent Tree Ct, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 960 sqft · built 1987
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$111,500 (Apr 2013)
Tax Bill	$4,803 (2023)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-123-036`

Property Details

APN / Parcel Number

Primary APN	`06-07-123-036`
Alternative APN	`06-07-123-036-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1027 BENT TREE CT
City	ELGIN
State	IL
Zip	60120-4067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(BENT) (TREE) VILLAGE BEING SUB OF PT OF EH WH SEC7 I N CITY OF ELGIN EH WH SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	BENT TREE
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4009
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 BENT TREE CT, ELGIN, IL 60120-4067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage KANE CNTY TEACHERS CU
Oct 13, 2017	Deed of Trust, Mortgage · Conventional with PMI CIBM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2013 · Amount on Record
Deed Sale	Apr 22, 2013 · Amount on Record
Prior Sale	Jun 5, 2000 · Amount on Record
Deed Document Number	20134007
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1027 BENT TREE CT, ELGIN, IL 60120-4067
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032121037
Date	Nov 17, 2021
Instrument	2132121037

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1027 BENT TREE CT, ELGIN, IL 60120-4067
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014728308
Date	May 27, 2021
Instrument	2114728308

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1027 BENT TREE CT, ELGIN, IL 60120-4067
Document Number	1932649090
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 BENT TREE CT ELGIN IL 601204067, ELGIN, IL 60120-4067

Mortgage

Document Number	1932649090
Date	Nov 22, 2019
Instrument	32649090

Lender

Name	KANE CNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 21, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1027 BENT TREE CT, ELGIN, IL 60120-4067
Document Number	1729849206
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	PRECISION TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 BENT TREE CT ELGIN IL 601204067, ELGIN, IL 60120-4067

Mortgage

Document Number	1729849206
Date	Oct 25, 2017
Instrument	29849206

Lender

Name	CIBM BK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 (-5%) Land $3,537 Building $15,463	$190,000 (-5%) Land $35,370 Building $154,630
2023	$4,803.00 (+3.56%)
2022	$4,638.00 Homeowner's exemption	$20,001 Land $4,001 Building $16,000	$200,010 Land $40,010 Building $160,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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