1037 Bent Tree Ct, Elgin, IL 60120 Property Records

Cook County property record for 1037 Bent Tree Ct, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,020 sqft · built 1980
Lot Size	0.115 acres (4,990 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2017)
Tax Bill	$5,091 (2023)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-123-031`

Property Details

APN / Parcel Number

Primary APN	`06-07-123-031`
Alternative APN	`06-07-123-031-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,990 sqft (0.115 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1037 BENT TREE CT
City	ELGIN
State	IL
Zip	60120-4067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(BENT) (TREE) VILLAGE BEING SUB OF PT OF EH WH SEC7 I N CITY OF ELGIN EH WH SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	BENT TREE
Legal Lot Number	25
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4009
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1037 BENT TREE CT, ELGIN, IL 60120-4067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	20174070
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 27, 2017
Property Address	1037 BENT TREE CT, ELGIN, IL 60120-4067
Document Number	1727004070
Instrument Date	Sep 1, 2017
Instrument	27004070
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 W NEW BRITTON DR HOFFMAN ESTATES IL 601921732, HOFFMAN ESTATES, IL 60192-1732

Mortgage

Document Number	1727004071
Date	Sep 27, 2017
Instrument	27004071

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 (-9.53%) Land $3,493 Building $15,507	$190,000 (-9.53%) Land $34,930 Building $155,070
2023	$5,091.00 (+3.52%)
2022	$4,918.00 Homeowner's exemption	$21,001 Land $4,001 Building $17,000	$210,010 Land $40,010 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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