1035 Bent Tree Ct, #1035, Elgin, IL 60120 Property Records

Cook County property record for 1035 Bent Tree Ct, #1035, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,020 sqft · built 1980
Lot Size	0.115 acres (5,019 sqft)
Owner	Individual Name on File
Last Sale	$285,500 (Jun 2025)
Tax Bill	$5,090 (2023)
Deeds & Mortgages	May 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-123-032`

Property Details

APN / Parcel Number

Primary APN	`06-07-123-032`
Alternative APN	`06-07-123-032-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,019 sqft (0.115 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1035 BENT TREE CT
City	ELGIN
State	IL
Zip	60120-4067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(BENT) (TREE) VILLAGE BEING SUB OF PT OF EH WH SEC7 I N CITY OF ELGIN EH WH SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	BENT TREE
Legal Lot Number	25
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4009
Census Tract	804403

Owner

1035 Bent Tree Ct, #1035, a townhouse, is owned by an individual who bought it in June 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	58 HIGHBURY DR, ELGIN, IL 60120-4519
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 6, 2017	Warranty Deed, Transfer · FHA Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	20252004
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1035 BENT TREE CT # 1035, 1035, ELGIN, IL 60120-4067
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 BENT TREE CT, ELGIN, IL 60120-4067

Mortgage

Document Number	0014101049
Date	May 21, 2021
Instrument	2114101049

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Sep 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 6, 2017
Property Address	1035 BENT TREE CT # 1035, 1035, ELGIN, IL 60120-4067
Document Number	1724946062
Instrument Date	Jul 27, 2017
Instrument	24946062
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 BENT TREE CT #1035 ELGIN IL 601204067, 1035, ELGIN, IL 60120-4067

Mortgage

Document Number	1724946063
Date	Sep 6, 2017
Instrument	24946063

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $3,513 Building $15,487	$190,000 Land $35,130 Building $154,870
2023	$5,090.00 (+3.52%)
2022	$4,917.00 Homeowner's exemption	$21,000 Land $4,000 Building $17,000	$210,000 Land $40,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1035 Bent Tree Ct, #1035 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1035 Bent Tree Ct, #1035 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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