104 E Soper St, Winnebago, IL 61088 Property Records

Winnebago County property record for 104 E Soper St, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,134 sqft · built 1950
Lot Size	0.236 acres (10,296 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2026)
Tax Bill	$2,731 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-309-004`

Property Details

APN / Parcel Number

Primary APN	`14-09-309-004`
Alternative APN	`512D324`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
Gross Area	2,859 sqft
1st Floor Area	1,144 sqft
Basement Area	990 sqft
Finished Basement	990 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	132 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	725 sqft
Driveway	Driveway
Deck Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	512D324
Street Address	104 E SOPER ST
City	WINNEBAGO
State	IL
Zip	61088-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT OF WINNEBAGO E1/2 LOTS 4+ 005 BLOCK 010
Legal Subdivision	WINNEBAGO
Legal Block	010
Legal Lot Number	4,005
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2027
Census Tract	4200

Owner

Source: Winnebago County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E SOPER ST, WINNEBAGO, IL 61088-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
May 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK
Mar 29, 2017	Warranty Deed, Transfer · Conventional Mortgage ALPINE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	May 1, 2026 · Amount on Record
Deed Document Number	202613734
Prior Transfer Date	May 29, 2026
Prior Transfer Doc	0000013734
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 2, 2026
Property Address	104 E SOPER ST, WINNEBAGO, IL 61088-9681
Document Number	0000013734
Instrument Date	May 29, 2026
Instrument	202613734
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18,937.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E SOPER ST, WINNEBAGO, IL 61088-9681

Mortgage

Document Number	0000013735,
Date	Jun 2, 2026
Instrument	202613735

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	65 Months
Due	Nov 29, 2031

Interest

Rate	7%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 1, 2026
Property Address	104 E SOPER ST, WINNEBAGO, IL 61088-9681
Document Number	0000010684
Instrument Date	Apr 29, 2026
Instrument	2026.10684
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$15,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	11435 CUNNINGHAM RD, WINNEBAGO, IL 61088-8530

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	104 E SOPER ST, WINNEBAGO, IL 61088-9681
Document Number	0001030714
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E SOPER ST WINNEBAGO IL 610889681, WINNEBAGO, IL 61088-9681

Mortgage

Document Number	0001030714
Date	Sep 12, 2019
Instrument	1030714

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 29, 2017
Property Address	104 E SOPER ST, WINNEBAGO, IL 61088-9681
Document Number	0001009577
Instrument Date	Mar 24, 2017
Instrument	1009577
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E SOPER ST WINNEBAGO IL 610889681, WINNEBAGO, IL 61088-9681

Mortgage

Document Number	1009578
Date	Mar 29, 2017
Instrument	1009578

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,731.00	$41,362 (+18.39%) Land $5,315 Building $36,047	$124,086 (+18.39%) Land $15,945 Building $108,141
2022	Homeowner's exemption	$34,937 Land $4,535 Building $30,402	$104,811 Land $13,605 Building $91,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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