104 E Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 104 E Main St, Waterloo, NY 13165 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Architecture StyleTraditional
Year BuiltBuilt 1900
Square Footage1,944 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
Last Sale$212,000 (2025)
Tax Bill$3,418.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 13-1-14
Alternative APN
  • 380101300000010140000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,944 sqft Living Area
1st Floor963 sqft 1st Floor
2nd Floor981 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area13,939 sqft (0.32 acres)
Depth X Width182 ft x 69 ft Depth x Width
Porch Area456 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address104 E MAIN ST
CityWATERLOO
StateNY
Zip13165-1443
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number14.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2014
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 13-1-14

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address53 SCLOVER LEAF DR, GENEVA, NY 14456
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2013Deed of Trust, Mortgage
WELLS FARGO BANK NA
Jun 23, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Nov 20, 2024Warranty Deed, Transfer · Stand Alone First Mortgage
BP401K TR & HMWS LLC
May 01, 2007Deed, Transfer
GEORGE A JR SCHELL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleNov 20, 2024 · Amount on Record
Deed Doc Number202570640
Deed Book / Page1122 / 250
Record RefreshedSep 20, 2026

October 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address104 E MAIN ST, WATERLOO, NY 13165-1443
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001475/0000000117
DateOct 22, 2013
Book Page0000001475/0000000117
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount Recorded

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateJun 23, 2025
Property Address104 E MAIN ST, WATERLOO, NY 13165-1443
Document Number001122/250
Book / Page1122 / 250
Instrument DateJun 18, 2025
Instrument70640
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 SCLOVER LEAF DR, GENEVA, NY 14456
InvestorPossibly a Property Investor

Mortgage

Document Number001958/156
DateJun 23, 2025
Book Page1958/156
Instrument70641
Lender
NameNEWREZ LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateNov 20, 2024
Property Address104 E MAIN ST, WATERLOO, NY 13165-1443
Document Number0001111/98
Book / Page1111 / 98
Instrument DateNov 04, 2024
Instrument68593
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyFIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4153 HOGBACK HILL RD, PALMYRA, NY 14522-9733

Mortgage

Document Number00R9339101
DateNov 20, 2024
InstrumentR9339101
Lender
NameBP401K TR & HMWS LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

May 2007: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateMay 01, 2007
Property Address104 E MAIN ST, WATERLOO, NY 13165-1443
Document Number0000000748/0000000089
Book / Page0000000748 / 0000000089
Instrument DateApr 27, 2007
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyGEORGE A JR SCHELL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 E MAIN ST, WATERLOO, NY 13165-1443

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,418.00 (-44.03%)$70,900 (-) Land $14,700 Building $56,200$116,200 (+16.36%) Land $24,092 Building $92,108
2023$70,900 Land $14,700 Building $56,200$99,859 Land $20,704 Building $79,155
2019$6,107.00

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