106 E Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 106 E Main St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage3,784 sqft Total Area
Lot Size18,731 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$127,200 (2020)
Tax Bill$5,706.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 13-1-15
Alternative APN
  • 380101300000010150000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area3,784 sqft Total Area
1st Floor2,364 sqft 1st Floor
2nd Floor1,420 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area18,731 sqft (0.43 acres)
Shed1 Shed
Porch Area301 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address106 E MAIN ST
CityWATERLOO
StateNY
Zip13165-1443
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionMB04-3
Legal Block1
Legal Lot Number15.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2014
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 13-1-15

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 E MAIN ST, WATERLOO, NY 13165-1443
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 04, 2020Deed of Trust, Mortgage · Stand Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES
Sep 04, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 04, 2020 · Amount on Record
Deed SaleSep 04, 2020 · Amount on Record
Prior SaleOct 18, 2013 · Amount on Record
Deed Doc Number202050132
Deed Book / Page1017 / 116
Prior Transfer DateMar 20, 2015
Prior Transfer Doc0000000906/000000005
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address106 E MAIN ST, WATERLOO, NY 13165-1443
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001763/309
DateSep 04, 2020
Book Page1763/309
Instrument50134
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateSep 04, 2020
Property Address106 E MAIN ST, WATERLOO, NY 13165-1443
Document Number001017/116
Book / Page1017 / 116
Instrument DateAug 25, 2020
Instrument50132
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E MAIN ST, WATERLOO, NY 13165-1443

Mortgage

Document Number001763/294
DateSep 04, 2020
Book Page1763/294
Instrument50133
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,706.00 (+91.28%)$118,100 (-) Land $42,800 Building $75,300$193,600 (+16.39%) Land $70,162 Building $123,438
2023$118,100 Land $42,800 Building $75,300$166,338 Land $60,282 Building $106,056
2019$2,983.00

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