40 E Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 40 E Main St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1860
Square Footage2,360 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$114,900 (2007)
Tax Bill$5,977.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 13-1-12.2
Alternative APN
  • 380101300000010120020000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area2,360 sqft Living Area
1st Floor1,172 sqft 1st Floor
2nd Floor1,188 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,841 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage
Porch Area246 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address40 E MAIN ST
CityWATERLOO
StateNY
Zip13165-1431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMB02-19
Legal Block1
Legal Lot Number12.002
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2014
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 13-1-12.2

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 E MAIN ST, WATERLOO, NY 13165-1431
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOTCOM LLC
Jun 15, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2007 · Amount on Record
Deed SaleOct 23, 2007 · Amount on Record
Prior SaleOct 22, 2007 · Amount on Record
Deed Book / Page759 / 214
Last Transfer DateMay 30, 2017
Transfer Doc0000000952/000000008
Record RefreshedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address40 E MAIN ST, WATERLOO, NY 13165-1431
Transaction TypeMortgage
Record UpdatedJun 20, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001631/0000000120
DateJun 15, 2017
Book Page0000001631/0000000120
Instrument201700035979
Lender
NameLOANDEPOTCOM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term235 Months
DueJan 01, 2037

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSENECA NY
Recording DateJun 15, 2017
Property Address40 E MAIN ST, WATERLOO, NY 13165-1431
Document Number0000000952/0000000084
Book / Page0000000952 / 0000000084
Instrument DateMay 30, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 E MAIN ST, WATERLOO, NY 13165-1431

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,977.00 (+110.31%)$125,900 (-) Land $12,100 Building $113,800$206,400 (+16.4%) Land $19,837 Building $186,563
2023$125,900 Land $12,100 Building $113,800$177,324 Land $17,042 Building $160,282
2019$2,842.00

Nearby Properties on E Main St

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