Seneca County and Waterloo Town property record for 109 E Main St, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1835 |
| Square Footage | 2,240 sqft Total Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Garage | Attached, 336 sqft |
| Last Sale | $132,500 (2024) |
| Tax Bill | $4,381.00 (2025) |
| Primary APN | 453801 10-3-49 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,240 sqft Total Area |
| 1st Floor | 1,120 sqft 1st Floor |
| 2nd Floor | 1,120 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1835 |
|---|---|
| Effective Year Built | Effective 1835 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 182 ft x 59 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 336 sqft Garage |
| Porch Area | 18 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 109 E MAIN ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 3 |
| Legal Lot Number | 49.000 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 10-3-49
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1400 HOGBACK RD, SAVANNAH, NY 13146-9734 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 30, 2024 | Warranty Deed, Transfer |
| Mar 04, 2022 | Warranty Deed, Transfer |
| Jun 04, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Mar 04, 2022 · Amount on Record |
| Deed Doc Number | 202466389 |
| Deed Book / Page | 1097 / 267 |
| Prior Transfer Date | Mar 02, 2022 |
| Prior Transfer Doc | 001051/178 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Apr 30, 2024 |
| Property Address | 109 E MAIN ST, WATERLOO, NY 13165-1432 |
| Document Number | 001097/267 |
| Book / Page | 1097 / 267 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 66389 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 HOGACK RD, SAVANNAH, NY 13146-9734 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Mar 04, 2022 |
| Property Address | 109 E MAIN ST, WATERLOO, NY 13165-1432 |
| Document Number | 001051/178 |
| Book / Page | 1051 / 178 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 57560 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E MAIN ST, WATERLOO, NY 13165-1432 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 04, 2020 |
| Property Address | 109 E MAIN ST, WATERLOO, NY 13165-1432 |
| Document Number | 0001012/43 |
| Book / Page | 1012 / 43 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E MAIN ST, WATERLOO, NY 13165-1432 |
| Document Number | 0001747/71 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 1747/71 |
| Instrument | 48845 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,381.00 (+90.64%) | $90,300 (-) Land $14,300 Building $76,000 | $148,000 (+16.37%) Land $23,437 Building $124,563 |
| 2023 | $90,300 Land $14,300 Building $76,000 | $127,183 Land $20,141 Building $107,042 | |
| 2019 | $2,298.00 |
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