Okaloosa County property record for 1038 Troon Dr E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1982 |
| Lot Size | 0.286 acres (12,475 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $379,313 (Jan 2023) |
| Tax Bill | $3,547 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-3116-8 |
| Primary APN | C56-000-596-3116-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 2,312 sqft |
| 1st Floor Area | 1,610 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,475 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Porch | Florida Room |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1038 TROON DR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST ANDREWS VILLAGE S II LOT 8 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | ST ANDREWS VILLAGE |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 11, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on Record |
| Deed Sale | Jan 5, 2023 · Amount on Record |
| Prior Sale | Oct 8, 2013 · Amount on Record |
| Deed Document Number | 20233599425 |
| Deed Book / Page | 3657 / 2114 |
| Prior Transfer Date | Aug 18, 2011 |
| Prior Transfer Doc | 0029982500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 11, 2023 |
| Property Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Number | 0003661271 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 3661271 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 5, 2023 |
| Property Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Number | 0036572114 |
| Book / Page | 3657 / 2114 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 3599425 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,655.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1905 FICUS POINT DR, MELBOURNE, FL 32940-1542 |
| Name | Verified Name |
|---|---|
| Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Number | 0036572116 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 3657/2116 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1038 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Number | 0035274858 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 3527/4858 |
| Instrument | 3432819 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,547.00 (+101.42%) | $293,593 (+63.81%) Land $89,334 Building $204,259 | $293,593 (+14.05%) Land $89,334 Building $204,259 |
| 2023 | $1,761.00 (+2.98%) Homeowner's exemption | $179,225 (+3%) | $257,434 (+5.95%) Land $82,586 Building $174,848 |
| 2022 | $1,710.00 Homeowner's exemption | $174,005 | $242,978 Land $78,653 Building $164,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 8 condo units |
| Nearby Flood Claims | 25 (1985–2020) |
| Claims Outside the SFHA | 23 of 25 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures