1041 Troon Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 1041 Troon Dr E, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,223 sqft · built 1983
Lot Size	0.295 acres (12,876 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Mar 2023)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-3153-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-3153-1`
Alternative APN	`23-1S-22-2383-000C-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,223 sqft Heated Area
Gross Area	3,501 sqft
1st Floor Area	2,223 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,876 sqft (0.295 acres)
Garage Type	Finished
Garage Area	525 sqft
Porch	Open Porch
Porch Area	51 sqft
Patio Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1041 TROON DR E
City	NICEVILLE
State	FL
Zip	32578-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST ANDREWS VILLAGE S II LOT 11 BLK C
Legal Range	22
Legal Township	01S
Legal Section	23
Legal Subdivision	ST. ANDREWS VIL S II
Legal Block	C
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3007
Census Tract	21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1041 TROON DR E, NICEVILLE, FL 32578-4062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Deed Document Number	3612557
Deed Book / Page	3666 / 4319
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 20, 2023
Property Address	1041 TROON DR E, NICEVILLE, FL 32578-4062
Document Number	0036664319
Book / Page	3666 / 4319
Map Reference	MB 6 PG 94
Instrument Date	Mar 17, 2023
Instrument	3612557
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7134 SNUG WATERS RD, NAVARRE, FL 32566-8777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 TROON DR E, NICEVILLE, FL 32578-4062
Investor	Possibly a Property Investor

Mortgage

Document Number	0036664321
Date	Mar 20, 2023
Instrument	3666/4321

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,402.00 (-9.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$410,139 (+2.06%) Land $132,197 Building $277,942	$410,139 (+2.06%) Land $132,197 Building $277,942
2023	$4,869.00 (+161.77%)	$401,871 (+115.5%) Land $122,211 Building $279,660	$401,871 (+6.03%) Land $122,211 Building $279,660
2022	$1,860.00 Homeowner's exemption	$186,480	$379,023 Land $116,391 Building $262,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 units insured incl. 8 condo units
Nearby Flood Claims	25 (1985–2020)
Claims Outside the SFHA	23 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20