1034 Troon Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 1034 Troon Dr E, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,765 sqft · built 1982
Lot Size0.28 acres (12,199 sqft)
OwnerIndividual Name on Record
Last Sale$290,800 (Aug 2006)
Tax Bill$1,774 (2025)
Deeds & MortgagesDec 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNC56-000-596-3115-0

Property Details

APN / Parcel Number

Primary APNC56-000-596-3115-0
Alternative APN
  • 23-1S-22-2383-000B-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,765 sqft Heated Area
Gross Area2,455 sqft
1st Floor Area1,677 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,199 sqft (0.28 acres)
Garage TypeFinished
Garage Area572 sqft
PorchOpen Porch
Porch Area192 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1034 TROON DR E
CityNICEVILLE
StateFL
Zip32578-4061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST ANDREWS VILLAGE S II LOT 7 BLK B
Legal Range22
Legal Township01S
Legal Section23
Legal SubdivisionST. ANDREWS VIL S II
Legal BlockB
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3010
Census Tract21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1034 TROON DR E, NICEVILLE, FL 32578-4061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2006 · Amount on Record
Deed SaleAug 1, 2006 · Amount on Record
Deed Document Number2350551
Deed Book / Page2725 / 2621
Record UpdatedJun 8, 2026

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address1034 TROON DR E, NICEVILLE, FL 32578-4061
Document Number0035130681
Instrument DateDec 3, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1034 TROON DR E NICEVILLE FL 325784061, NICEVILLE, FL 32578-4061

Mortgage

Document Number0035130681
DateDec 18, 2020
Book Page003513/000681
Instrument3415998
Lender
NameASCEND FCU
TypeCredit Union
AddressTULLAHOMA, TN 37388
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 17, 2025

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,774.00 (+5.97%) Homeowner's exemption$182,175 (+5.99%)$271,279 (+0.76%) Land $89,334 Building $181,945
2023$1,674.00 (+3.02%) Homeowner's exemption$171,884 (+3%)$269,225 (+5.91%) Land $82,586 Building $186,639
2022$1,625.00 Homeowner's exemption$166,878$254,207 Land $78,653 Building $175,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 units insured
incl. 8 condo units
Nearby Flood Claims25 (1985–2020)
Claims Outside the SFHA23 of 25
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 3 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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