Okaloosa County property record for 1029 Troon Dr E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,323 sqft · built 1985 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $580,000 (Aug 2024) |
| Tax Bill | $4,710 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-3150-7 |
| Primary APN | C56-000-596-3150-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,323 sqft Living Area |
| Gross Area | 2,967 sqft |
| 1st Floor Area | 1,207 sqft |
| Upper Floors Area | 1,116 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 596 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1029 TROON DR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST ANDREWS VILLAGE S II LOT 8 BLK C |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | ST ANDREWS VILLAGE |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21001 |
Source: Okaloosa County assessment roll, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1029 TROON DR E, NICEVILLE, FL 32578-4062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 11, 2020 | Intrafamily Transfer, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 29, 2017 | Warranty Deed, Transfer PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2024 · Amount on Record |
| Deed Sale | Aug 5, 2024 · Amount on Record |
| Prior Sale | Jun 11, 2020 |
| Deed Document Number | 20243703518 |
| Prior Transfer Date | May 20, 2020 |
| Prior Transfer Doc | 0034680616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 11, 2020 |
| Property Address | 1029 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0034680616 |
| Book / Page | 3468 / 616 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | May 20, 2020 |
| Instrument | 3364798 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1029 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0003468620 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 3468/620 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 29, 2017 |
| Property Address | 1029 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0033273121 |
| Book / Page | 003327 / 003121 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 3174652 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NTC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,509.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1029 TROON DR E NICEVILLE FL 325784062, NICEVILLE, FL 32578-4062 |
| Document Number | 33273123 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 003327/003123 |
| Instrument | 3174653 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,710.00 (+60.26%) | $392,246 (+38.49%) Land $132,197 Building $260,049 | $392,246 (+1.48%) Land $132,197 Building $260,049 |
| 2023 | $2,939.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $283,230 (+3%) | $386,511 (+5.98%) Land $122,211 Building $264,300 |
| 2022 | $2,863.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $274,981 | $364,705 Land $116,391 Building $248,314 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 8 condo units |
| Nearby Flood Claims | 25 (1985–2020) |
| Claims Outside the SFHA | 23 of 25 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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