1038 Lyon Ave, Sanger, CA 93657 Property Records

Fresno County property record for 1038 Lyon Ave, Sanger, CA 93657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1988
Lot Size	0.17 acres (7,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315-303-12`

Property Details

APN / Parcel Number

Primary APN	`315-303-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 74 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1038 LYON AVE
City	SANGER
State	CA
Zip	93657-2974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT 20 TRACT NO 3894 LIBERTY ESTATES NO 2
Legal Subdivision	LIBERTY ESTATES
Legal Tract	3894
Legal Lot Number	20
Jurisdiction	FRESNO CA
Township / Civil Division	SANGER
Census Block Group	4
Census Block	4002
Census Tract	6102

Owner

1038 Lyon Ave is owned and occupied by two individuals who acquired it in September 2003.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1038 LYON AVE, SANGER, CA 93657-2974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIGHT START MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 24, 2003
Transfer Doc	0000245358
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1038 LYON AVE, SANGER, CA 93657-2974
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 LYON AVE, SANGER, CA 93657-2974

Mortgage

Document Number	0000142486
Date	Nov 28, 2022
Instrument	2022-0142486

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1038 LYON AVE, SANGER, CA 93657-2974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084598
Date	Jul 7, 2020
Instrument	2020-0084598

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Address	LA PUENTE, CA 91746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Lyon Ave was $1,906 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Sanger City
Unified School District	Sanger Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$159,401 (+2%) Land $38,258 Building $121,143
2025	$1,906.00 Homeowner's exemption	$156,276 Land $37,508 Building $118,768
2023	$1,782.00 (+1.6%) Homeowner's exemption	$150,209 Land $36,052 Building $114,157
2022	$1,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1038 Lyon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Lyon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANGER serves 26,357 people · EPA ID CA1010029
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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