Lake County property record for 1038 Harmony Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 5,160 sqft · built 2011 |
| Lot Size | 0.251 acres (10,912 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $364,500 (Oct 2017) |
| Tax Bill | $7,498 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-26-0550-000-23300 |
| Primary APN | 08-23-26-0550-000-23300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,160 sqft Living Area |
| Gross Area | 5,600 sqft |
| 1st Floor Area | 2,528 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,912 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3845843 |
|---|---|
| Street Address | 1038 HARMONY LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-9017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 233 ORB 5010 PG 1580 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 8 |
| Legal Subdivision | NOTTINGHAM AT LEGENDS |
| Legal Tract | A-L |
| Legal Block | 2 |
| Legal Lot Number | 233 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31316 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1038 HARMONY LN, CLERMONT, FL 34711-9017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on Record |
| Deed Sale | Oct 10, 2017 · Amount on Record |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 2017107403 |
| Deed Book / Page | 5010 / 1580 |
| Prior Transfer Date | Aug 27, 2016 |
| Prior Transfer Doc | 0048321745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1038 HARMONY LN, CLERMONT, FL 34711-9017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054930683 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 5493/683 |
| Instrument | 2020068305 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 10, 2017 |
| Property Address | 1038 HARMONY LN, CLERMONT, FL 34711-9017 |
| Document Number | 0050101580 |
| Book / Page | 5010 / 1580 |
| Map Reference | MB 57 PG 5 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017107403 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ARTESIAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,551.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4012 GREYSTONE DR, 4012, CLERMONT, FL 34711-5366 |
| Name | Verified Name |
|---|---|
| Address | 1038 HARMONY LN, CLERMONT, FL 34711-9017 |
| Document Number | 2017107404 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2017107404 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,380 (+1.09%) | $685,440 (-) Land $92,750 Building $592,690 | |
| 2025 | $549,390 (+18.9%) Land $92,750 Building $456,640 | $685,440 (+28.33%) Land $92,750 Building $592,690 | |
| 2024 | $7,498.00 (+10.28%) | ||
| 2023 | $6,799.00 (+5.41%) Homeowner's exemption | $462,059 (+3.22%) | $534,119 (+3.39%) Land $92,750 Building $441,369 |
| 2022 | $6,450.00 Homeowner's exemption | $447,629 | $516,619 Land $75,250 Building $441,369 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, CenturyLink, Verizon.
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