1042 Harmony Ln, Clermont, FL 34711 Property Records

Lake County property record for 1042 Harmony Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 5,160 sqft · built 2011
Lot Size	0.251 acres (10,913 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (May 2023)
Tax Bill	$10,727 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0550-000-23200`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0550-000-23200`
Alternative APNs	`262308055000023200` `3845842`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,160 sqft Living Area
Gross Area	5,600 sqft
1st Floor Area	2,528 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,913 sqft (0.251 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3845842
Street Address	1042 HARMONY LN
City	CLERMONT
State	FL
Zip	34711-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 232 ORB 6144 PG 1571
Legal Range	26E
Legal Township	23S
Legal Section	8
Legal Subdivision	NOTTINGHAM AT LEGENDS
Legal Tract	A-L
Legal Block	2
Legal Lot Number	232
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2011
Census Tract	31316

Owner

1042 Harmony Ln is owned and occupied by two individuals who bought it in May 2023.

Source: Lake County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 13, 2019	Grant Deed, Transfer · Conventional Mortgage PAUL W JR ROGERS
May 13, 2019	Warranty Deed, Transfer BROKERS TITLE/LEESBURG LLC
Mar 13, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Sep 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	202359031
Deed Book / Page	6144 / 1571
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0051741343
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 18, 2023
Property Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Document Number	0061441571
Book / Page	6144 / 1571
Map Reference	MB 57 PG 5-9
Instrument Date	May 12, 2023
Instrument	2023059031
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 TEAGUE TRL APT 3203, 3203, LADY LAKE, FL 32159-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1042 HARMONY LN, CLERMONT, FL 34711-9017

Mortgage

Document Number	0061441577
Date	May 18, 2023
Instrument	6144/1577

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 28, 2022
Property Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Document Number	0059821641
Book / Page	5982 / 1641
Map Reference	MB 57 PG 5-9
Instrument Date	Jun 8, 2022
Instrument	2022088969
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4070 BEACON RIDGE WAY, CLERMONT, FL 34711-5342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 HARMONY LN, CLERMONT, FL 34711-9017

Mortgage

Document Number	0059821642
Date	Jun 28, 2022
Instrument	5982/1642

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	May 13, 2019
Property Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Document Number	0052782247
Book / Page	005278 / 002247
Instrument Date	May 9, 2019
Instrument	53357
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	BROKERS TITLE/LEESBURG LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1042 HARMONY LN CLERMONT FL 347119017, CLERMONT, FL 34711-9017

Mortgage

Document Number	52782248
Date	May 13, 2019
Book Page	005278/002248
Instrument	53358

Lender

Name	PAUL W JR ROGERS
Address	43914 DOCTORS COVE RD, ALTOONA, FL 32702-9233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 12, 2024

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 13, 2019
Property Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Document Number	0052782244
Book / Page	005278 / 002244
Instrument Date	Mar 5, 2019
Instrument	53355
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	BROKERS TITLE/LEESBURG LLC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 N ELM ST GREENSBORO NC 274012438, GREENSBORO, NC 27401-2438

March 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Mar 13, 2019
Property Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Document Number	0052472397
Book / Page	005247 / 002397
Instrument Date	Feb 15, 2019
Instrument	27505
Transaction Type	Foreclosure
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2018
Property Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Document Number	0051741343
Book / Page	005174 / 001343
Instrument Date	Sep 11, 2018
Instrument	112685
Transaction Type	Foreclosure
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$525.70
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Sep 12, 2018
Property Address	1042 HARMONY LN, CLERMONT, FL 34711-9017
Document Number	0051681475
Book / Page	005168 / 001475
Instrument Date	Sep 11, 2018
Instrument	107100
Transaction Type	Foreclosure
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$525.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1042 HARMONY LN CLERMONT FL 347119017, CLERMONT, FL 34711-9017
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1042 Harmony Ln was $10,727 with a homeowner's exemption, down 2.1% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,576 (-) Land $92,750 Building $591,826	$684,576 (-) Land $92,750 Building $591,826
2025	$10,727.00 (-2.08%) Homeowner's exemption	$684,576 Land $92,750 Building $591,826	$684,576 Land $92,750 Building $591,826
2024	$10,955.00 (+28.38%)
2023	$8,533.00 (+10.55%) Homeowner's exemption	$533,451 (+3.39%)	$533,451 (+3.39%) Land $92,750 Building $440,701
2022	$7,719.00	$515,951	$515,951 Land $75,250 Building $440,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1042 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 Harmony Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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