Lake County property record for 1046 Harmony Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,900 sqft · built 2009 |
| Lot Size | 0.283 acres (12,311 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $341,000 (Mar 2009) |
| Tax Bill | $4,646 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-26-0550-000-23100 |
| Primary APN | 08-23-26-0550-000-23100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,900 sqft Living Area |
| Gross Area | 5,340 sqft |
| 1st Floor Area | 2,450 sqft |
| Basement Area | 2,450 sqft |
| Finished Basement | 2,450 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,311 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 527 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 426 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3845841 |
|---|---|
| Street Address | 1046 HARMONY LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-9017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 231 ORB 3750 PG 810 ORB 5771 PG 755 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 8 |
| Legal Subdivision | NOTTINGHAM AT LEGENDS |
| Legal Tract | A-L |
| Legal Block | 2 |
| Legal Lot Number | 231 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31316 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1046 HARMONY LN, CLERMONT, FL 34711-9017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2009 · Amount on Record |
| Deed Sale | Mar 30, 2009 · Amount on Record |
| Deed Document Number | 200933530 |
| Deed Book / Page | 3750 / 810 |
| Last Transfer Date | Aug 5, 2021 |
| Transfer Doc | 0057710755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 1046 HARMONY LN, CLERMONT, FL 34711-9017 |
| Document Number | 0057710755 |
| Book / Page | 5771 / 755 |
| Map Reference | MB 57 PG 5 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021111058 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1046 HARMONY LN, CLERMONT, FL 34711-9017 |
| Document Number | 0005771759 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 5771/759 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,290 (+2.9%) | $565,421 (-0.08%) Land $92,750 Building $472,671 | |
| 2025 | $332,650 (+5.98%) Land $92,750 Building $239,900 | $565,849 (+17.21%) Land $92,750 Building $473,099 | |
| 2024 | $4,646.00 (+2.02%) | ||
| 2023 | $4,554.00 (-0.39%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $313,870 (+3%) | $482,759 (+3.86%) Land $92,750 Building $390,009 |
| 2022 | $4,572.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $304,730 | $464,831 Land $75,250 Building $389,581 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, CenturyLink, Verizon.
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