1029 Harmony Ln, Clermont, FL 34711 Property Records

Lake County property record for 1029 Harmony Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,268 sqft · built 2012
Lot Size	0.25 acres (10,913 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Jul 2023)
Tax Bill	$8,519 (2024)
Deeds & Mortgages	Jul 2023 Sale Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0550-000-22600`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0550-000-22600`
Alternative APN	`3845836`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,268 sqft Living Area
1st Floor Area	2,136 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,913 sqft (0.25 acres)
Garage Type	Finished
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	465 sqft
Porch	Open Porch
Porch Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3845836
Street Address	1029 HARMONY LN
City	CLERMONT
State	FL
Zip	34711-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 226 ORB 6181 PG 755
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	NOTTINGHAM AT LEGENDS
Legal Tract	A-L
Legal Lot Number	226
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2009
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 HARMONY LN, CLERMONT, FL 34711-9018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Jul 25, 2023	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Jul 2, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	2023088939
Deed Book / Page	6181 / 755
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 25, 2023
Property Address	1029 HARMONY LN, CLERMONT, FL 34711-9018
Document Number	0061810752
Book / Page	6181 / 752
Map Reference	MB 57 PG 5-9
Instrument Date	Jul 20, 2023
Instrument	2023088938
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$5,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984
Investor	Possibly a Property Investor

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 25, 2023
Property Address	1029 HARMONY LN, CLERMONT, FL 34711-9018
Document Number	0061810755
Book / Page	6181 / 755
Map Reference	MB 57 PG 5-9
Instrument Date	Jul 20, 2023
Instrument	2023088939
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$5,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY, FRISCO, TX 75034-8697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 HARMONY LN, CLERMONT, FL 34711-9018

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1029 HARMONY LN, CLERMONT, FL 34711-9018
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 HARMONY LN, CLERMONT, FL 34711-9018

Mortgage

Document Number	0058932299
Date	Feb 9, 2022
Book Page	5893/2299
Instrument	2022018918

Lender

Name	COLONIAL SAVINGS FA
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1029 HARMONY LN, CLERMONT, FL 34711-9018
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052452121
Date	Mar 7, 2019
Book Page	5245/2121
Instrument	2019025635

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 2, 2019
Property Address	1029 HARMONY LN, CLERMONT, FL 34711-9018
Document Number	0053032113
Book / Page	005303 / 002113
Instrument Date	Jun 13, 2019
Instrument	74073
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1029 HARMONY LN CLERMONT FL 347119018, CLERMONT, FL 34711-9018

Mortgage

Document Number	53032118
Date	Jul 2, 2019
Book Page	005303/002118
Instrument	74075

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$555,910 (+5.99%) Land $92,750 Building $463,160	$660,319 (+25.24%) Land $92,750 Building $567,569
2024	$8,519.00 (+1.7%)
2023	$8,377.00 (+2.81%)	$524,470 (+3%)	$527,243 (+3.54%) Land $92,750 Building $434,493
2022	$8,148.00 Homeowner's exemption	$509,202	$509,202 Land $75,250 Building $433,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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