1037 Shimmering Sand Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1037 Shimmering Sand Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,395 sqft · built 1996
Lot Size	0.196 acres (8,525 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2010)
Tax Bill	$2,910 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7346-03-130`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7346-03-130`
Alternative APNs	`282209734603130` `230903` `235743` `240314`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,395 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	2,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,525 sqft (0.196 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1037 SHIMMERING SAND DR
City	OCOEE
State	FL
Zip	34761-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	REFLECTIONS UNIT 3 36/1 LOT 313
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	REFLECTIONS UT 3
Legal Tract	7346
Legal Block	3
Legal Lot Number	313
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3008
Census Tract	15003

Owner

1037 Shimmering Sand Dr is owned and occupied by an individual who acquired it in August 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1037 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Sep 2, 2017	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2010 · Amount on File
Deed Sale	Jun 3, 2010 · Amount on File
Prior Sale	Dec 26, 1996 · Amount on File
Deed Document Number	2010317843
Deed Book / Page	10054 / 517
Last Transfer Date	Aug 3, 2023
Transfer Doc	0000697128
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 4, 2023
Property Address	1037 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000697128
Map Reference	MB 36 PG 1&2
Instrument Date	Aug 3, 2023
Instrument	20230697128
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1037 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 SHIMMERING SAND DR, OCOEE, FL 34761-9135

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1037 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000406641
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1037 SHIMMERING SAND DR OCOEE FL 347619135, OCOEE, FL 34761-9135

Mortgage

Document Number	0000406641
Date	Jul 11, 2018
Instrument	406641

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1037 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000507569
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1037 SHIMMERING SAND DR OCOEE FL 347619135, OCOEE, FL 34761-9135

Mortgage

Document Number	0000507569
Date	Sep 15, 2017
Instrument	507569

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1037 Shimmering Sand Dr was $2,910, up 8.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,314 (+2.7%)	$396,820 (-1.35%) Land $85,000 Building $311,820
2025	$2,910.00 (+8.18%) Homeowner's exemption	$195,048	$402,260 Land $85,000 Building $317,260
2024	$2,690.00 (+3.74%)
2023	$2,593.00 (+3.14%) Homeowner's exemption	$184,030 (+3%)	$364,908 (+13.81%) Land $85,000 Building $279,908
2022	$2,514.00 Homeowner's exemption	$178,670	$320,637 Land $85,000 Building $235,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1037 Shimmering Sand Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1037 Shimmering Sand Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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