1029 Shimmering Sand Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1029 Shimmering Sand Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,395 sqft · built 1997
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2021)
Tax Bill	$6,506 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7346-03-120`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7346-03-120`
Alternative APNs	`282209734603120` `230902` `235742` `240313`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,395 sqft Living Area
Gross Area	3,009 sqft
1st Floor Area	2,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1029 SHIMMERING SAND DR
City	OCOEE
State	FL
Zip	34761-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	REFLECTIONS UNIT 3 36/1 LOT 312
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	REFLECTIONS UT 3
Legal Tract	7346
Legal Block	3
Legal Lot Number	312
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3008
Census Tract	15003

Owner

Source: Orange County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Mar 6, 2017	Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2021524807
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 30, 2026
Property Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000423308
Instrument Date	Jul 24, 2026
Instrument	2026423308
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	0000423308,
Date	Jul 30, 2026
Instrument	2026423308

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	0000154717
Date	Mar 20, 2023
Instrument	20230154717

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027912
Date	Jan 13, 2017
Instrument	20170027912

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 26, 2021
Property Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000524807
Map Reference	MB 36 PG 1&2
Instrument Date	Aug 24, 2021
Instrument	20210524807
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 MARJORIE TRL, 17, ORMOND BEACH, FL 32174-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	0000524808
Date	Aug 26, 2021
Instrument	20210524808

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 6, 2017
Property Address	1029 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000116120
Instrument Date	Mar 2, 2017
Instrument	116120
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1029 SHIMMERING SAND DR OCOEE FL 347619135, OCOEE, FL 34761-9135

Mortgage

Document Number	116121
Date	Mar 6, 2017
Instrument	116121

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,020 (+2.68%) Land $85,000 Building $319,020	$404,020 (-1.35%) Land $85,000 Building $319,020
2025	$6,506.00 (+6.31%) Homeowner's exemption	$393,472 (+6.53%)	$409,540 (+10.88%) Land $85,000 Building $324,540
2024	$6,120.00 (+3.4%)
2023	$5,919.00 (+1.46%) Homeowner's exemption	$369,358 (+14.01%) Land $85,000 Building $284,358	$369,358 (+14.01%) Land $85,000 Building $284,358
2022	$5,834.00 Homeowner's exemption	$323,976 Land $85,000 Building $238,976	$323,976 Land $85,000 Building $238,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Shimmering Sand Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures