1051 Shimmering Sand Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1051 Shimmering Sand Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,387 sqft · built 1996
Lot Size	0.233 acres (10,164 sqft)
Owner	Individual Name on File
Last Sale	$471,000 (May 2025)
Tax Bill	$7,208 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7346-03-150`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7346-03-150`
Alternative APNs	`282209734603150` `230906` `235745` `240316`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,387 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	2,387 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,164 sqft (0.233 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1051 SHIMMERING SAND DR
City	OCOEE
State	FL
Zip	34761-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	REFLECTIONS UNIT 3 36/1 LOT 315
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	REFLECTIONS UT 3
Legal Tract	7346
Legal Block	3
Legal Lot Number	315
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3008
Census Tract	15003

Owner

1051 Shimmering Sand Dr is owned and occupied by an individual who bought it in May 2025.

Source: Orange County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 9, 2025	Warranty Deed, Transfer · VA Mortgage CLIMATE FIRST BANK
Feb 26, 2025	Warranty Deed, Transfer OS NATIONAL LLC
Nov 9, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 9, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 17, 2017	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Feb 26, 2025 · Amount on File
Deed Document Number	2025273093
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	0000630995
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 21, 2026
Property Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000223927
Instrument Date	Apr 14, 2026
Instrument	2026223927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	0000223927,
Date	Apr 21, 2026
Instrument	2026223927

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 9, 2025
Property Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000273093
Map Reference	MB 36 PG 1
Instrument Date	May 7, 2025
Instrument	20250273093
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	0000273094
Date	May 9, 2025
Instrument	20250273094

Lender

Name	CLIMATE FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 26, 2025
Property Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000112024
Map Reference	MB 36 PG 1
Instrument Date	Feb 22, 2025
Instrument	20250112024
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,939.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1053 PRIORY CIR, WINTER GARDEN, FL 34787-5559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 9, 2023
Property Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000654411
Map Reference	MB 36 PG 1
Instrument Date	Nov 1, 2023
Instrument	20230654411
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19163 COTTAGE RD, FARMINGTON, MN 55024-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 FOX DEN RD, SHERIDAN, WY 82801-8657

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 9, 2023
Property Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000654410
Map Reference	MB 36 PG 1
Instrument Date	Oct 26, 2023
Instrument	20230654410
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 FOX DEN RD, SHERIDAN, WY 82801-8657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 ELDRIDGE ST, GOLDEN, CO 80401-2016

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 17, 2017
Property Address	1051 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000630995
Instrument Date	Aug 31, 2017
Instrument	630995
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32 FOX DEN RD SHERIDAN WY 828018657, SHERIDAN, WY 82801-8657

Tax Assessment & Valuation

The 2025 property tax bill for 1051 Shimmering Sand Dr was $7,208, up 5.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,710 (-6.93%) Land $85,000 Building $325,710	$410,710 (-7.78%) Land $85,000 Building $325,710
2025	$7,208.00 (+5.5%) Homeowner's exemption Widower's exemption	$441,295	$445,350 Land $85,000 Building $360,350
2024	$6,832.00 (+1.43%)
2023	$6,736.00 (+10.44%)	$404,535 (+13.62%) Land $85,000 Building $319,535	$404,535 (+13.62%) Land $85,000 Building $319,535
2022	$6,099.00	$356,037 Land $85,000 Building $271,037	$356,037 Land $85,000 Building $271,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1051 Shimmering Sand Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1051 Shimmering Sand Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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