1037 Rye Dr, La Plata, MD 20646 Property Records

Charles County property record for 1037 Rye Dr, La Plata, MD 20646

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,288 sqft · built 2020
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$347,900 (Dec 2020)
Tax Bill	$12,175 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-357915`

Property Details

APN / Parcel Number

Primary APN	`01-357915`
Alternative APN	`357915`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,288 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	490 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	357915
Street Address	1037 RYE DR
City	LA PLATA
State	MD
Zip	20646-3241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-10
Legal Description	LOT 502 = 0.0501 AC SEC 4C-2 AGRICOPIA SUB
Legal Subdivision	AGRICOPIA SUB
Legal Block	2
Legal Lot Number	502
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2006
Census Tract	851004

Owner

1037 Rye Dr, a townhouse, is owned and occupied by an individual who bought it in December 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1037 RYE DR, LA PLATA, MD 20646-3241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Deed Book / Page	11470 / 337
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1037 RYE DR, LA PLATA, MD 20646-3241
Document Number	0114700342
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 RYE DR LA PLATA MD 206463241, LA PLATA, MD 20646-3241

Mortgage

Document Number	0114700342
Date	Dec 3, 2020
Book Page	011470/000342

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1037 Rye Dr was $12,175.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,100 Land $100,000 Building $318,100	$418,100 Land $100,000 Building $318,100
2025	$12,175.00
2023	$5,092.00	$336,900 Land $100,000 Building $236,900	$336,900 Land $100,000 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1037 Rye Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 Rye Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20