Charles County property record for 1040 Rye Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,188 sqft · built 2020 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2022) |
| Tax Bill | $7,863 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-357925 |
| Primary APN | 01-357925 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 556 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357925 |
|---|---|
| Street Address | 1040 RYE DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-10 |
| Legal Description | LOT 512= 0.0495 AC SEC 4C-2 AGRICOPIA SUB |
| Legal Subdivision | AGRICOPIA SUB |
| Legal Block | 2 |
| Legal Lot Number | 512 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 851004 |
1040 Rye Dr, a townhouse, is owned by two individuals who bought it in March 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7014 ORIOLE AVE, SPRINGFIELD, VA 22150-3501 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Mar 24, 2022 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 19, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage FIRST HM MTG CORP |
| May 13, 2020 | Deed of Trust, Mortgage FIRST PREFERENCE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on File |
| Deed Sale | Mar 24, 2022 · Amount on File |
| Prior Sale | Aug 19, 2020 · Amount on File |
| Deed Book / Page | 12467 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1040 RYE DR, LA PLATA, MD 20646-3241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0119300271 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 11930/271 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 24, 2022 |
| Property Address | 1040 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0124670448 |
| Book / Page | 12467 / 448 |
| Map Reference | MB 61 FO 69 |
| Instrument Date | Mar 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7014 ORIOLE AVE, SPRINGFIELD, VA 22150-3501 |
| Document Number | 0012467452 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 12467/452 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 19, 2020 |
| Property Address | 1040 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0112800325 |
| Book / Page | 011280 / 000325 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | BUYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1040 RYE DR LA PLATA MD 206463241, LA PLATA, MD 20646-3241 |
| Document Number | 112800493 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 011280/000493 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1040 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0111600187 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1040 RYE DR LA PLATA MD 20646, LA PLATA, MD 20646 |
| Document Number | 0111600187 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 011160/000187 |
| Name | FIRST PREFERENCE MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21236 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2050 |
The 2025 property tax bill for 1040 Rye Dr was $7,863.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,400 Land $100,000 Building $313,400 | $413,400 Land $100,000 Building $313,400 | |
| 2025 | $7,863.00 | ||
| 2023 | $6,857.00 | $330,600 Land $100,000 Building $230,600 | $330,600 Land $100,000 Building $230,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Rye Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Rye Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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