McLean County property record for 1037 Decoy Ct, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 934 sqft · built 2014 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,000 (Oct 2019) |
| Tax Bill | $8,041 (2024) |
| Deeds & Mortgages | Apr 2014 Construction Loan Oct 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-157-011 |
| Primary APN | 15-19-157-011 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 934 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Street Address | 1037 DECOY CT |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS SUB 6TH ADD LOT 262 |
| Legal Subdivision | VINEYARDS SUB |
| Legal Lot Number | 262 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5108 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-19-157-011
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1037 DECOY CT, NORMAL, IL 61761-9681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2014 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO |
| Oct 08, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 03, 2016 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Feb 21, 2014 | Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2019 · Amount on Record |
| Deed Sale | Oct 08, 2019 · Amount on Record |
| Prior Sale | Feb 03, 2016 · Amount on Record |
| Deed Document Number | 201916117 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1037 DECOY CT, NORMAL, IL 61761-9681 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201400006041 |
|---|---|
| Date | Apr 21, 2014 |
| Instrument | 2014-00006041 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jan 17, 2015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 08, 2019 |
| Property Address | 1037 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201900016117 |
| Map Reference | DOC 201300031480 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 2019-00016117 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1037 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201900016118 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 2019-00016118 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 03, 2016 |
| Property Address | 1037 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201600001932 |
| Map Reference | DOC2013-00031480 |
| Instrument Date | Jan 25, 2016 |
| Instrument | 2016-00001932 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | FIRST COUNTY TITLE, FIRST COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201600001933 |
|---|---|
| Date | Feb 03, 2016 |
| Instrument | 2016-00001933 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 21, 2014 |
| Property Address | 1037 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201400002970 |
| Map Reference | DOC2013-00031480 |
| Instrument Date | Feb 07, 2014 |
| Instrument | 2014-00002970 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3807 GENERAL ELECTRIC RD, BLOOMINGTON, IL 61704-4183 |
| Investor | Possibly a Property Investor |
| Document Number | 201400002971 |
|---|---|
| Date | Feb 21, 2014 |
| Instrument | 2014-00002971 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 07, 2015 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,773 (+21.55%) Land $19,433 Building $95,340 | $344,319 (+21.55%) Land $58,299 Building $286,020 | |
| 2024 | $8,041.00 (+7.27%) | ||
| 2023 | $7,496.00 | $94,425 Land $15,988 Building $78,437 | $283,275 Land $47,964 Building $235,311 |
Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Pavlov Media.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAL serves 52,736 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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