McLean County property record for 1031 Decoy Ct, Normal, IL 61761 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,324 sqft · built 2015 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,500 (Jun 2020) |
| Tax Bill | $8,438 (2024) |
| Deeds & Mortgages | May 2015 Line of Credit Apr 2014 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-157-008 |
| Primary APN | 15-19-157-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 1031 DECOY CT |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS SUB 6TH ADD LOT 259 |
| Legal Subdivision | VINEYARDS SUB |
| Legal Lot Number | 259 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5108 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-19-157-008
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2015 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Apr 21, 2014 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO |
| Jun 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Mar 31, 2015 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on Record |
| Deed Sale | Jun 23, 2020 · Amount on Record |
| Prior Sale | Jul 08, 2017 · Amount on Record |
| Deed Document Number | 202011414 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201500009122 |
|---|---|
| Date | May 28, 2015 |
| Instrument | 2015-00009122 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | MENDOTA, IL 61342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Apr 24, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201400006042 |
|---|---|
| Date | Apr 21, 2014 |
| Instrument | 2014-00006042 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jan 17, 2015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 23, 2020 |
| Property Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 202000011414 |
| Map Reference | DOC 2013-31480 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 2020-00011414 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE TITLE, ALLIANCE TTILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 202000011415 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020-00011415 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 08, 2017 |
| Property Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201700011955 |
| Map Reference | DOC2013-31480 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017-00011955 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Investor | Possibly a Property Investor |
| Document Number | 201700011956 |
|---|---|
| Date | Jul 08, 2017 |
| Instrument | 2017-00011956 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Rate | 4.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 31, 2015 |
| Property Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201500005171 |
| Map Reference | DOC2013-31480 |
| Instrument Date | Mar 19, 2015 |
| Instrument | 2015-00005171 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1031 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 201500005172 |
|---|---|
| Date | Mar 31, 2015 |
| Instrument | 2015-00005172 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2045 |
| Rate | 3.75% |
|---|
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,112 (+21.55%) Land $19,433 Building $100,679 | $360,336 (+21.55%) Land $58,299 Building $302,037 | |
| 2024 | $8,438.00 (+7.24%) | ||
| 2023 | $7,868.00 | $98,817 Land $15,988 Building $82,829 | $296,451 Land $47,964 Building $248,487 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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