1030 Decoy Ct, Normal, IL 61761 Property Records

McLean County property record for 1030 Decoy Ct, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2014
Square Footage1,156 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2021)
Tax Bill$8,568.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-19-157-015

Interior

Building Area1,156 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address1030 DECOY CT
CityNORMAL
StateIL
Zip61761-9681
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVINEYARDS SUB 6TH ADD LOT 266
Legal SubdivisionVINEYARDS SUB
Legal Lot Number266
JurisdictionMCLEAN IL
Minor Civil DivisionTOWANDA
Census Blockgroup5
Census Block5108
Census Tract5102

Owner

Source: McLean County records · APN 15-19-157-015

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1030 DECOY CT, NORMAL, IL 61761-9681
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
May 21, 2014Deed of Trust, Mortgage · Building or Construction Mortgage
HEARTLAND BANK & TRUST CO
Jun 30, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Jul 22, 2015Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Feb 21, 2014Warranty Deed, Transfer · Line of Credit
HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleJul 22, 2015 · Amount on Record
Deed Doc Number202115611
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1030 DECOY CT, NORMAL, IL 61761-9681
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100005853
DateMar 10, 2021
Instrument2021-00005853
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

May 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1030 DECOY CT, NORMAL, IL 61761-9681
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201400007903
DateMay 21, 2014
Instrument2014-00007903
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term9 Months
DueFeb 14, 2015

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 30, 2021
Property Address1030 DECOY CT, NORMAL, IL 61761-9681
Document Number202100015611
Map ReferenceDOC 2013-31480
Instrument DateJun 04, 2021
Instrument2021-00015611
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$472.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1030 DECOY CT, NORMAL, IL 61761-9681

Mortgage

Document Number202100015612
DateJun 30, 2021
Instrument2021-00015612
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

July 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 22, 2015
Property Address1030 DECOY CT, NORMAL, IL 61761-9681
Document Number201500012977
Map ReferenceDOC2013-31480
Instrument DateJun 05, 2015
Instrument2015-00012977
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1030 DECOY CT, NORMAL, IL 61761-9681

Mortgage

Document Number201500012978
DateJul 22, 2015
Instrument2015-00012978
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2045
Interest
Rate TypeFixed Rate
Rate3.62%

February 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateFeb 21, 2014
Property Address1030 DECOY CT, NORMAL, IL 61761-9681
Document Number201400002972
Map ReferenceDOC2013-00031480
Instrument DateFeb 07, 2014
Instrument2014-00002972
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
Tax$258.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3807 GENERAL ELECTRIC RD, BLOOMINGTON, IL 61704-4183
InvestorPossibly a Property Investor

Mortgage

Document Number201400002973
DateFeb 21, 2014
Instrument2014-00002973
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 07, 2015

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$121,860 (+21.55%) Land $19,433 Building $102,427$365,580 (+21.55%) Land $58,299 Building $307,281
2024$8,568.00 (+7.23%)
2023$7,990.00$100,255 Land $15,988 Building $84,267$300,765 Land $47,964 Building $252,801

Flood & Wildfire

1030 Decoy Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Decoy Ct

Nearby Streets

Search Property Records by Address or Parcel Number