1034 Decoy Ct, Normal, IL 61761 Property Records

McLean County property record for 1034 Decoy Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 2015
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Feb 2021)
Tax Bill	$9,942 (2024)
Deeds & Mortgages	Mar 2018 Line of Credit Mar 2015 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-157-013`

Property Details

APN / Parcel Number

Primary APN	`15-19-157-013`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	9,147 sqft (0.21 acres)

Location & Zoning

Street Address	1034 DECOY CT
City	NORMAL
State	IL
Zip	61761-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS SUB 6TH ADD LOT 264
Legal Subdivision	VINEYARDS SUB
Legal Lot Number	264
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5108
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 COMO CT, NORMAL, IL 61761-9678
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Mar 31, 2015	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Feb 4, 2021	Trustee's Deed, Foreclosure FTC
May 24, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 22, 2015	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB
Feb 21, 2014	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	20212746
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	0000009031
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1034 DECOY CT, NORMAL, IL 61761-9681
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003394
Date	Mar 1, 2018
Instrument	2018-00003394

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Feb 27, 2019

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1034 DECOY CT, NORMAL, IL 61761-9681
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201500005179
Date	Mar 31, 2015
Instrument	2015-00005179

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 4, 2021
Property Address	1034 DECOY CT, NORMAL, IL 61761-9681
Document Number	202100002746
Map Reference	DOC 2013-0031480
Instrument Date	Jan 22, 2021
Instrument	2021-00002746
Transaction Type	Foreclosure
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 COMO CT, NORMAL, IL 61761-9678
Investor	Possibly a Property Investor

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 24, 2017
Property Address	1034 DECOY CT, NORMAL, IL 61761-9681
Document Number	201700009031
Map Reference	DOC2013-31480
Instrument Date	May 11, 2017
Instrument	2017-00009031
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1034 DECOY CT, NORMAL, IL 61761-9681

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 22, 2015
Property Address	1034 DECOY CT, NORMAL, IL 61761-9681
Document Number	201500012981
Map Reference	DOC2013-31480
Instrument Date	Jul 10, 2015
Instrument	2015-00012981
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 DECOY CT, NORMAL, IL 61761-9681

Mortgage

Document Number	201500012982
Date	Jul 22, 2015
Instrument	2015-00012982

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2045

February 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 21, 2014
Property Address	1034 DECOY CT, NORMAL, IL 61761-9681
Document Number	201400002970
Map Reference	DOC2013-00031480
Instrument Date	Feb 7, 2014
Instrument	2014-00002970
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 GENERAL ELECTRIC RD, BLOOMINGTON, IL 61704-4183
Investor	Possibly a Property Investor

Mortgage

Document Number	201400002971
Date	Feb 21, 2014
Instrument	2014-00002971

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 7, 2015

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,850 (+21.55%) Land $19,433 Building $114,417	$401,550 (+21.55%) Land $58,299 Building $343,251
2024	$9,942.00 (+6.5%)
2023	$9,335.00	$110,120 Land $15,988 Building $94,132	$330,360 Land $47,964 Building $282,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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