Allegany County property record for 1037 Braddock Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,968 sqft · built 1966 |
| Lot Size | 0.205 acres (8,918 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Aug 2023) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-031854 |
| Primary APN | 06-031854 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,968 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,918 sqft (0.205 acres) |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 031854 |
|---|---|
| Street Address | 1037 BRADDOCK RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADDOCK RD COR SENECA AVE LOT 8 PT LT9 POTOMAC HEIGHTS |
| Legal Subdivision | POTOMAC HEIGHTS ADDITION |
| Legal Lot Number | 8,9 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 1200 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1037 BRADDOCK RD, CUMBERLAND, MD 21502-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Aug 14, 2023 | Re-recorded Document |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2023 · Amount on Record |
| Deed Book / Page | 2900 / 85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 30, 2023 |
| Property Address | 1037 BRADDOCK RD, CUMBERLAND, MD 21502-1935 |
| Document Number | 002892-0340 |
| Book / Page | 2892 / 340 |
| Map Reference | LB 459 FO 38 |
| Instrument Date | Jun 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1037 BRADDOCK RD, CUMBERLAND, MD 21502-1935 |
| Document Number | 0028920346 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2892-0346 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 14, 2023 |
| Property Address | 1037 BRADDOCK RD, CUMBERLAND, MD 21502-1935 |
| Document Number | 002900-0085 |
| Book / Page | 2900 / 85 |
| Instrument Date | Jun 29, 2023 |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1037 BRADDOCK RD, CUMBERLAND, MD 21502-1935 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,900 (+14.38%) Land $11,100 Building $184,800 | $195,900 (-) Land $11,100 Building $184,800 | |
| 2025 | $1,689.00 (+27.47%) Homeowner's exemption | $171,267 (+40.5%) | $195,900 (+60.71%) Land $11,100 Building $184,800 |
| 2023 | $1,325.00 | $121,900 (-) Land $11,000 Building $110,900 | $121,900 (-) Land $11,000 Building $110,900 |
| 2022 | $121,900 Land $11,000 Building $110,900 | $121,900 Land $11,000 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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