Allegany County property record for 1027 Braddock Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,250 sqft · built 1955 |
| Lot Size | 0.41 acres (17,856 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Dec 2025) |
| Tax Bill | $1,230 (2025) |
| Deeds & Mortgages | Dec 2025 Sale May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-041191 |
| Primary APN | 06-041191 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,250 sqft Total Area |
| Basement Area | 299 sqft |
| Finished Basement | 299 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 17,856 sqft (0.41 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 041191 |
|---|---|
| Street Address | 1027 BRADDOCK RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1027 BRADDOCK RD LOTS 13-14 100X168 HIGH VIEW 86X216 |
| Legal Subdivision | HIGH VIEW ADDITION |
| Legal Lot Number | 13,14 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1200 |
Source: Allegany County records · APN 06-041191
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 BRADDOCK RD, CUMBERLAND, MD 21502-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed, Transfer UNKNOWN, ELEVATED SETTLEMENTS LLC |
| May 31, 2019 | Grant Deed, Transfer · VA Mortgage PROSPERITY HM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 3118 / 154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 10, 2025 |
| Property Address | 1027 BRADDOCK RD, CUMBERLAND, MD 21502-2626 |
| Document Number | 003118-0154 |
| Book / Page | 3118 / 154 |
| Map Reference | PL 52 |
| Instrument Date | Nov 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Title Company | UNKNOWN, ELEVATED SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1027 BRADDOCK RD, CUMBERLAND, MD 21502-2626 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 31, 2019 |
| Property Address | 1027 BRADDOCK RD, CUMBERLAND, MD 21502-2626 |
| Document Number | 0024690223 |
| Book / Page | 002469 / 000223 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1027 BRADDOCK RD CUMBERLAND MD 215022626, CUMBERLAND, MD 21502-2626 |
| Document Number | 24690227 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 002469/000227 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,700 (+7.8%) Land $14,400 Building $130,300 | $144,700 (-) Land $14,400 Building $130,300 | |
| 2025 | $1,230.00 (+16.7%) | $134,233 (+18.48%) | $144,700 (+27.71%) Land $14,400 Building $130,300 |
| 2023 | $1,054.00 | $113,300 Land $14,400 Building $98,900 | $113,300 Land $14,400 Building $98,900 |
Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
Based on FCC filings for 86 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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