Allegany County property record for 1043 Braddock Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,313 sqft · built 1940 |
| Lot Size | 0.426 acres (18,544 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,900 (Jan 2005) |
| Tax Bill | $1,662 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-037720 |
| Primary APN | 06-037720 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,313 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,544 sqft (0.426 acres) |
| Garage Type | Basement |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 100 sqft |
| Patio Area | 452 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037720 |
|---|---|
| Street Address | 1043 BRADDOCK RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N/S BRADDOCK RD LOTS 3-4 104X168 POT HGTS 100X196 |
| Legal Subdivision | POTOMAC HEIGHTS |
| Legal Lot Number | 3,4 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1200 |
1043 Braddock Rd is owned and occupied by two individuals who bought it in January 2005.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1043 BRADDOCK RD, CUMBERLAND, MD 21502-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2005 · Amount on File |
| Deed Sale | Jan 26, 2005 · Amount on File |
| Prior Sale | Jan 9, 1998 · Amount on File |
| Deed Document Number | 200550138 |
| Deed Book / Page | 1118 / 361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 1043 BRADDOCK RD, CUMBERLAND, MD 21502-1936 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002742-0325 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 2742/325 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1043 Braddock Rd was $1,662 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,800 Land $16,700 Building $141,100 | $157,800 Land $16,700 Building $141,100 | |
| 2025 | $1,662.00 Homeowner's exemption | ||
| 2023 | $1,304.00 Homeowner's exemption | $120,000 Land $16,700 Building $103,300 | $120,000 Land $16,700 Building $103,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1043 Braddock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1043 Braddock Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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